Dane County property record for 1409 Stemp Ter, Madison, WI 53711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,154 sqft · built 1968 |
| Lot Size | 0.393 acres (17,128 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $221,000 (Jun 2012) |
| Tax Bill | $8,329 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-314-0112-2 |
| Primary APN | 0709-314-0112-2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 768 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 17,128 sqft (0.393 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Driveway Area | 96 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
|---|---|
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1409 STEMP TER |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53711-3656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-C1 |
| Legal Description | ORCHARD RIDGE FIRST FRAUST ADDITION, LOT 26 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 31 |
| Legal Subdivision | ORCHARD RIDGE FIRST FRAUST ADDITION |
| Legal Lot Number | 26 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 501 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1409 STEMP TER, MADISON, WI 53711-3656 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK BANK |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK BANK |
| Oct 19, 2019 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Oct 20, 2018 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on Record |
| Deed Sale | Jun 14, 2012 · Amount on Record |
| Deed Document Number | 4881023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1409 STEMP TER, MADISON, WI 53711-3656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005578228 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 5578228 |
| Name | PARK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 7, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1409 STEMP TER, MADISON, WI 53711-3656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005554949 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 5554949 |
| Name | PARK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1409 STEMP TER, MADISON, WI 53711-3656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005578227 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 5578227 |
| Name | PARK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1409 STEMP TER, MADISON, WI 53711-3656 |
| Document Number | 0005535908 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1409 STEMP TER MADISON WI 537113656, MADISON, WI 53711-3656 |
| Document Number | 0005535908 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 5535908 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1409 STEMP TER, MADISON, WI 53711-3656 |
| Document Number | 0005461498 |
| Instrument Date | Oct 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1409 STEMP TER MADISON WI 537113656, MADISON, WI 53711-3656 |
| Document Number | 0005461498 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 5461498 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490,400 (+7.99%) Land $165,600 Building $324,800 | ||
| 2024 | $8,329.00 (+10.63%) | $490,400 | |
| 2023 | $454,100 Land $153,300 Building $300,800 | ||
| 2022 | $7,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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