1409 S 14th St, Lamar, CO 81052 Property Records

Prowers County property record for 1409 S 14th St, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,601 sqft · built 1983
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2025)
Tax Bill	$906 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223004023`

Property Details

APN / Parcel Number

Primary APN	`223004023`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,601 sqft Living Area
2nd Floor Area	754 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	60 sqft
Balcony	Balcony
Balcony Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1409 S 14TH ST
City	LAMAR
State	CO
Zip	81052-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORT BENT BLK 4LOTS 24-25 & N2 OF LOT 23
Legal Subdivision	FORT BENT
Legal Block	4
Legal Lot Number	24-25
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	6
Census Block	6004
Census Tract	300

Owner

Source: Prowers County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 S 14TH ST, LAMAR, CO 81052-3664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Special Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Sep 25, 2020	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Jun 10, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	564227
Deed Book / Page	564 / 227
Record Updated	Jun 8, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Sep 15, 2025
Property Address	1409 S 14TH ST, LAMAR, CO 81052-3664
Document Number	0000564227
Instrument Date	Sep 15, 2025
Instrument	564227
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 S 14TH ST, LAMAR, CO 81052-3664

Mortgage

Document Number	0000564228
Date	Sep 15, 2025
Instrument	564228

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Sep 25, 2020
Property Address	1409 S 14TH ST, LAMAR, CO 81052-3664
Document Number	0000552060
Instrument Date	Sep 22, 2020
Instrument	552060
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1409 S 14TH ST, LAMAR, CO 81052-3664

Mortgage

Document Number	0000552061
Date	Sep 25, 2020
Instrument	552061

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROWERS CO
Recording Date	Jun 10, 2020
Property Address	1409 S 14TH ST, LAMAR, CO 81052-3664
Document Number	0000551191
Instrument Date	Jun 8, 2020
Instrument	551191
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 S 14TH ST, LAMAR, CO 81052-3664

Tax Assessment & Valuation

Source: Prowers County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (+70.62%)		$190,279 (+15.88%) Land $9,847 Building $180,432
2024	$531.00 (+1.14%)		$164,207 (-) Land $7,701 Building $156,506
2023	$525.00	$49,460 Land $3,850 Building $45,610	$164,207 Land $7,701 Building $156,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Viaero Wireless.

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