Lapeer County property record for 1409 Rulane Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 1994 |
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,500 (Jul 2019) |
| Tax Bill | $4,537 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L22-03-001-040-00 |
| Primary APN | L22-03-001-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,837 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| Basement Area | 1,837 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Lot Area | 17,685 sqft (0.406 acres) |
| Lot Dimensions | 177 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1409 RULANE DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER T8N R10E SEC 32 BEG AT A PT DIST FRM SEC W 1/4 COR, TH S89*02'11E 355.07 FT; TH S89*30'43E 125.06 FT; TH |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 32 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 337000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1409 RULANE DR, LAPEER, MI 48446-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 29, 2019 | Warranty Deed, Transfer CISLO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Prior Sale | Jun 9, 2016 · Amount on Record |
| Deed Book / Page | 3037 / 237 |
| Prior Transfer Date | Jul 8, 2016 |
| Prior Transfer Doc | 0028370292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1409 RULANE DR, LAPEER, MI 48446-1356 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1409 RULANE DR, LAPEER, MI 48446-1356 |
| Document Number | 0032690523 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 3269/523 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 29, 2019 |
| Property Address | 1409 RULANE DR, LAPEER, MI 48446-1356 |
| Document Number | 0030370237 |
| Book / Page | 3037 / 237 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1418 CLARK RD, LAPEER, MI 48446-9454 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,600 (+3.66%) | $317,200 (+3.66%) | |
| 2025 | $4,537.00 (+2.72%) Homeowner's exemption | $153,000 (-1.67%) | $306,000 (-1.67%) |
| 2024 | $4,417.00 (+10.9%) | ||
| 2023 | $155,600 | $311,200 | |
| 2022 | $3,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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