1409 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1409 Ruffin St, Durham, NC 27701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,181 sqft · built 1945
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jan 2017)
Tax Bill$4,751 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0822-83-5877

Property Details

APN / Parcel Number

Primary APN0822-83-5877
Alternative APNs
  • 0822-83-58-7760
  • 082216835877
  • 105858

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,181 sqft Heated Area
1st Floor Area1,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address1409 RUFFIN ST
CityDURHAM
StateNC
Zip27701-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionNORTHERN HEIGHTS/BLK:A/LT #13 PL:000009-000098
Legal SubdivisionNORTHERN HEIGHTS
Legal BlockA
Legal Lot Number13
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group1
Census Block1019
Census Tract302

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1409 RUFFIN ST, DURHAM, NC 27701-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2017 · Amount on Record
Deed SaleJan 30, 2017 · Amount on Record
Deed Document Number20173044
Deed Book / Page8115 / 561
Prior Transfer DateApr 27, 2006
Prior Transfer Doc0052050214
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJan 30, 2017
Property Address1409 RUFFIN ST, DURHAM, NC 27701-1214
Document Number0081150561
Book / Page8115 / 561
Instrument DateJan 30, 2017
Instrument2017003044
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 RUFFIN ST, DURHAM, NC 27701-1214

Mortgage

Document Number0081150565
DateJan 30, 2017
Book Page8115/565
Instrument2017003045
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,751.00 (+15.68%)$479,303 (+52.84%) Land $267,750 Building $211,553$479,303 (+52.84%) Land $267,750 Building $211,553
2023$4,107.00 (+2.34%)$313,605 Land $119,200 Building $194,405$313,605 Land $119,200 Building $194,405
2022$4,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimSep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

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