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1409 Rosemill Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 1409 Rosemill Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,122 sqft · built 1993
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (May 2024)
Tax Bill$4,446 (2024)
Deeds & MortgagesAug 2023 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-13-003-015.000-015

Property Details

APN / Parcel Number

Primary APN29-09-13-003-015.000-015
Alternative APN
  • 0809130003015000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,122 sqft Living Area
Gross Area3,892 sqft
1st Floor Area2,191 sqft
2nd Floor Area936 sqft
Basement Area1,241 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions107 ft deep x 117 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1409 ROSEMILL DR
CityCARMEL
StateIN
Zip46032-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .35, SECTION 13, TOWNSHIP 18, RANGE 3, SHADOW LAKES, SECTION 2, LOT 26
Legal Range03
Legal Township18
Legal Section13
Legal SubdivisionSHADOW LAKES SECTION 2
Legal Block2
Legal Lot Number26
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2007
Census Tract110404

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1409 ROSEMILL DR, CARMEL, IN 46032-5044
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 3, 2017Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Prior SaleJul 3, 2017 · Amount on Record
Deed Document Number202416276
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1409 ROSEMILL DR, CARMEL, IN 46032-5044
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 ROSEMILL DR, CARMEL, IN 46032-5044

Mortgage

Document Number0000031424
DateAug 17, 2023
Instrument2023031424
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term474 Months
DueFeb 1, 2063

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 3, 2017
Property Address1409 ROSEMILL DR, CARMEL, IN 46032-5044
Document Number2017031491
Map ReferenceCAB1 SL168
Instrument DateJun 15, 2017
Instrument2017031491
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1409 ROSEMILL DR, CARMEL, IN 46032-5044

Mortgage

Document Number2017031492
DateJul 3, 2017
Instrument2017031492
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$400,000 (+2.99%) Land $82,700 Building $317,300$400,000 (+2.99%) Land $82,700 Building $317,300
2024$4,446.00 (-0.49%)$388,400 (-1.3%) Land $60,000 Building $328,400$388,400 (-1.3%) Land $60,000 Building $328,400
2023$4,468.00 (+12.74%) Homeowner's exemption$393,500 (+16.66%) Land $60,000 Building $333,500$393,500 (+16.66%) Land $60,000 Building $333,500
2022$3,963.00$337,300 Land $60,000 Building $277,300$337,300 Land $60,000 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20
On-Ramp Indiana
Fixed Wireless		100 / 20

May also be available: Xfinity.

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