1409 Red Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1409 Red Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,703 sqft · built 1991
Lot Size	0.881 acres (38,376 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2018)
Tax Bill	$1,621 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45388`

Property Details

APN / Parcel Number

Primary APN	`45388`
Alternative APN	`1320872`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,703 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	38,376 sqft (0.881 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	180 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1320872
Street Address	1409 RED RD
City	SHELBY
State	NC
Zip	28152-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.881 AC RD 1142
Legal Subdivision	CREST ACRES
Legal Block	1
Legal Lot Number	40
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1022
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 RED RD, SHELBY, NC 28152-8068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	2018200016370
Deed Book / Page	1773 / 23
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	0016090142
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 30, 2018
Property Address	1409 RED RD, SHELBY, NC 28152-8068
Document Number	0017730023
Book / Page	1773 / 0023
Instrument Date	Jul 30, 2018
Instrument	200016370
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 OAK LEAF RDF, 653, ASHEBORO, NC 27205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 RED RD, SHELBY, NC 28152-8068

Mortgage

Document Number	200016371
Date	Jul 30, 2018
Instrument	200016371

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,621.00 (+4.65%)	$243,983 (-) Land $20,456 Building $223,527	$243,983 (-) Land $20,456 Building $223,527
2025	$1,549.00	$243,983 (+47.88%) Land $20,456 Building $223,527	$243,983 (+47.88%) Land $20,456 Building $223,527
2023		$164,990 Land $15,461 Building $149,529	$164,990 Land $15,461 Building $149,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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