1409 Ramsay Cir, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 1409 Ramsay Cir, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1969
Lot Size	0.22 acres (9,600 sqft)
Owner	Trust Name on Record
Last Sale	$557,000 (Nov 2011)
Tax Bill	$8,396 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`175-241-012-4`

Property Details

APN / Parcel Number

Primary APN	`175-241-012-4`
Alternative APN	`175-241-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1409 RAMSAY CIR
City	WALNUT CREEK
State	CA
Zip	94597-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3606 LOT 12 EX 1/2 MR
Legal Subdivision	SUBDIVISION 3606
Legal Tract	3606
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	340003

Owner

Source: Contra Costa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2011 · Amount on Record
Deed Sale	Nov 1, 2011 · Amount on Record
Prior Sale	Jul 16, 2003 · Amount on Record
Deed Document Number	2011235620
Last Transfer Date	Jul 19, 2016
Transfer Doc	0000147601
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342

Mortgage

Document Number	0000068851
Date	Jul 19, 2023
Instrument	2023-068851

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.07%
Margin	3
Max Rate	8.07%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179131
Date	Aug 24, 2020
Instrument	2020-179131

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049009
Date	Mar 18, 2022
Instrument	2022-049009

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342

Mortgage

Document Number	0000049441
Date	Mar 21, 2022
Instrument	2022-049441

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 RAMSAY CIR, WALNUT CREEK, CA 94597-2342

Mortgage

Document Number	0000125192
Date	Aug 11, 2022
Instrument	2022-125192

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.07%
Index	5-Year CMT
Margin	3
Max Rate	8.07%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,602 (+2%) Land $589,207 Building $124,395
2025	$8,396.00 (+4.13%) Homeowner's exemption	$699,610 (+4.04%) Land $577,654 Building $121,956
2023	$8,063.00 (+2.28%) Homeowner's exemption	$672,445 Land $555,224 Building $117,221
2022	$7,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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