Stanislaus County property record for 1409 Prospect Ln, Modesto, CA 95355 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,021 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Last Sale | $411,000 (2024) |
| Tax Bill | $4,443.00 (2025) |
| Primary APN | 070-003-058-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,021 sqft Living Area |
| 1st Floor | 1,021 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Width | 60 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1409 PROSPECT LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-9542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLDCOAST ESTATES RESUB BLK 1851 LOT 19 |
| Legal Subdivision | GOLDCOAST ESTATES |
| Legal Block | 1851 |
| Legal Lot Number | 19 |
| Jurisdiction | STANISLAUS CA |
| Minor Civil Division | WATERFORD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 2803 |
Source: Stanislaus County records · APN 070-003-058-000
Assessment roll updated October 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3200 TEHAMA CT, MODESTO, CA 95355-7846 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING |
| Apr 15, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Jan 25, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage SCENIC OAKS FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on Record |
| Deed Sale | Jul 26, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2020 · Amount on Record |
| Deed Doc Number | 202435047 |
| Prior Transfer Date | Dec 24, 2009 |
| Prior Transfer Doc | 0000124460 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 1409 PROSPECT LN, MODESTO, CA 95355-9542 |
| Document Number | 0000024036 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202624036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1409 PROSPECT LN, MODESTO, CA 95355-9542 |
| Document Number | 0000024036, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202624036 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 15, 2020 |
| Property Address | 1409 PROSPECT LN, MODESTO, CA 95355-9542 |
| Document Number | 0000026436 |
| Instrument Date | Apr 07, 2020 |
| Instrument | 26436 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1409 PROSPECT LN MODESTO CA 953559542, MODESTO, CA 95355-9542 |
| Document Number | 26437 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 26437 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jan 25, 2019 |
| Property Address | 1409 PROSPECT LN, MODESTO, CA 95355-9542 |
| Document Number | 0000004405 |
| Map Reference | MB 29 PG 11 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 2019-0004405 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CYPRESS TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1409 PROSPECT LN, MODESTO, CA 95355-9542 |
| Document Number | 0000004406 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2019-0004406 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,443.00 (+25.08%) | $411,000 (+32.54%) Land $220,000 Building $191,000 |
| 2023 | $3,552.00 (+5.9%) | $310,094 Land $136,651 Building $173,443 |
| 2022 | $3,354.00 |
1409 Prospect Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Stanislaus County (06099C), updated October 23, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,125 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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