1409 Pratt St, Barry, IL 62312 Property Records

Pike County property record for 1409 Pratt St, Barry, IL 62312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,482 sqft · built 2016
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$379,500 (Sep 2026)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-205-024`

Property Details

APN / Parcel Number

Primary APN	`07-25-205-024`
Alternative APN	`4610110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	4,964 sqft
Basement Area	2,482 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	109 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1409 PRATT ST
City	BARRY
State	IL
Zip	62312-1397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:46 SECT/LOT:7 LOT 7 JOHNSONS SUB DIV BARRY WD04302019B880P322#2019-0805 WD02092016B855P3#2016-0324
Legal Subdivision	JOHNSONS SUB DIV
Legal Block	1
Legal Lot Number	7
Jurisdiction	PIKE IL
Township / Civil Division	BARRY
Census Block Group	1
Census Block	1050
Census Tract	952500

Owner

1409 Pratt St is owned and occupied by two individuals who bought it in September 2026.

Source: Pike County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 PRATT ST, BARRY, IL 62312-1397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY CREDIT UNION
Jun 29, 2026	Deed of Trust, Mortgage · Construction Mortgage LIBERTY BANK
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL STATE BANK
May 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage GREAT RIVERS BANK
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage GREAT RIVERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Nov 28, 2022 · Amount on File
Deed Document Number	20261753
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE IL
Recording Date	Sep 2, 2026
Property Address	1409 PRATT ST, BARRY, IL 62312-1397
Document Number	0000001753
Instrument Date	Sep 1, 2026
Instrument	20261753
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,494.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1409 PRATT ST, BARRY, IL 62312-1397
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001754,
Date	Sep 2, 2026
Instrument	20261754

Lender

Name	UNITED COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE IL
Recording Date	Jun 29, 2026
Property Address	1409 PRATT ST, BARRY, IL 62312-1397
Document Number	0000001294
Instrument Date	Jun 16, 2026
Instrument	20261294
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1409 PRATT ST, BARRY, IL 62312-1397

Mortgage

Document Number	0000001294,
Date	Jun 29, 2026
Instrument	20261294

Lender

Name	LIBERTY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.51%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE IL
Recording Date	Nov 28, 2022
Property Address	1409 PRATT ST, BARRY, IL 62312-1397
Document Number	0020222553
Instrument Date	Nov 23, 2022
Instrument	2022-2553
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	966 E 2250TH ST, LIBERTY, IL 62347-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 PRATT ST, BARRY, IL 62312-1397

Mortgage

Document Number	0020222554
Date	Nov 28, 2022
Instrument	2022-2554

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE IL
Property Address	1409 PRATT ST, BARRY, IL 62312-1397
Transaction Type	Mortgage
Record Updated	Jun 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	890/11
Date	May 28, 2020
Book Page	890/11
Instrument	2020-1232

Lender

Name	GREAT RIVERS BANK
Type	Bank
Address	BARRY, IL 62312

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE IL
Recording Date	Apr 30, 2019
Property Address	1409 PRATT ST, BARRY, IL 62312-1397
Document Number	880/322
Book / Page	880 / 322
Instrument Date	Apr 30, 2019
Instrument	2019-0805
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 PRATT ST, BARRY, IL 62312-1397
Investor	Possibly a Property Investor

Mortgage

Document Number	20190806
Date	Apr 30, 2019
Instrument	2019-0806

Lender

Name	GREAT RIVERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Pratt St was $6,284 with a homeowner's exemption, up 8.1% from the year before.

Source: Pike County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Barry City
County	Pike County
County Subdivision	Barry Township
Unified School District	Western Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,284.00 (+8.14%) Homeowner's exemption	$89,230 (+4.6%) Land $5,400 Building $83,830	$267,958 (+4.6%) Land $16,216 Building $251,742
2024	$5,811.00	$85,310 Land $5,160 Building $80,150	$256,186 Land $15,495 Building $240,691
2022	$5,347.00 Homeowner's exemption	$70,930 Land $4,290 Building $66,640	$212,790 Land $12,870 Building $199,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Pratt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Pratt St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARRY serves 1,318 people · EPA ID IL1490050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	2.3 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Illinois Net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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