1409 Ponca Ave, Enid, OK 73703 Property Records

Garfield County property record for 1409 Ponca Ave, Enid, OK 73703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,381 sqft · built 1963
Lot Size	0.177 acres (7,733 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Oct 2025)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2006 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2350-00-005-008-0-038-00`

Property Details

APN / Parcel Number

Primary APN	`2350-00-005-008-0-038-00`
Alternative APN	`6859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,733 sqft (0.177 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Patio Area	160 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6859
Street Address	1409 PONCA AVE
City	ENID
State	OK
Zip	73703-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 5 SD-E57 GARRY MUNGER'S SOUTHWEST ADDN SE 13-22-7
Legal Range	07W
Legal Township	22N
Legal Section	13
Legal Subdivision	GARRY MUNGER'S SW
Legal Block	5
Legal Lot Number	8
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	2
Census Block	2002
Census Tract	1602

Owner

1409 Ponca Ave is owned and occupied by an individual who bought it in October 2025.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 PONCA AVE, ENID, OK 73703-7816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF ENID
Jun 29, 2006	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2025	Warranty Deed, Transfer · SBA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Nov 26, 2013 · Amount on File
Deed Document Number	20259170
Deed Book / Page	2730 / 427
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1409 PONCA AVE, ENID, OK 73703-7816
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02567/1123
Date	Dec 30, 2021
Book Page	2567/1123

Lender

Name	THE SECURITY NATIONAL BANK OF ENID
Type	Bank
Address	ENID, OK 73701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1409 PONCA AVE, ENID, OK 73703-7816
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01815/0977
Date	Jun 29, 2006
Book Page	1815/0977

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Oct 27, 2025
Property Address	1409 PONCA AVE, ENID, OK 73703-7816
Document Number	002730/427
Book / Page	2730 / 427
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	APEX TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 PONCA AVE, ENID, OK 73703-7816

Mortgage

Document Number	0002730431
Date	Oct 27, 2025
Instrument	2730/431

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	002730/455
Date	Oct 27, 2025
Book Page	2730/455

Lender

Name	RURAL ENTERPRISES OF OKLAHOMA INC
Type	Non-Lending Institution
Address	2912 ENTERPRISE DR, DURANT, OK 74701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	111 Months
Due	Jan 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Ponca Ave was $1,522 with a homeowner's exemption, up 2.3% from the year before.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Enid Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,890 (+38.31%) Land $1,250 Building $19,640	$167,121 (+38.31%) Land $10,000 Building $157,121
2025	$1,522.00 (+2.28%) Homeowner's exemption	$15,104 (-) Land $1,250 Building $13,854	$120,830 (-) Land $10,000 Building $110,830
2024	$1,488.00 Homeowner's exemption	$15,104 (-) Land $1,250 Building $13,854	$120,830 (-) Land $10,000 Building $110,830
2023	$1,488.00 Homeowner's exemption	$15,104 Land $1,250 Building $13,854	$120,830 Land $10,000 Building $110,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Ponca Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1409 Ponca Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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