1409 Phifer Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 1409 Phifer Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	3,890 sqft · built 1968
Lot Size	4.28 acres (186,480 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Nov 2013)
Tax Bill	$2,986 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11218`

Property Details

APN / Parcel Number

Primary APN	`11218`
Alternative APN	`1294067`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,890 sqft Finished Area
Upper Floors Area	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	186,480 sqft (4.28 acres)

Exterior Amenities

Porch	Slab
Porch Area	663 sqft
Deck Area	224 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1294067
Street Address	1409 PHIFER RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	4.281 AC RD 2256
Legal Subdivision	BETHLEHEM
Legal Block	1
Legal Lot Number	47
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	950601

Owner

1409 Phifer Rd is owned and occupied by two individuals who bought it in November 2013.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 PHIFER RD, KINGS MOUNTAIN, NC 28086-8214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2013 · Amount on File
Deed Sale	Nov 14, 2013 · Amount on File
Deed Document Number	201311430
Deed Book / Page	1668 / 878
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1409 PHIFER RD, KINGS MOUNTAIN, NC 28086-8214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017580126
Date	Dec 22, 2017
Book Page	1758/0126
Instrument	200008550

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1409 PHIFER RD, KINGS MOUNTAIN, NC 28086-8214
Document Number	0017580493
Book / Page	001758 / 000493
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 PHIFER RD KINGS MOUNTAIN NC 280868214, KINGS MOUNTAIN, NC 28086-8214

Mortgage

Document Number	0017580493
Date	Dec 28, 2017
Book Page	001758/000493
Instrument	8599

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1409 Phifer Rd was $2,986, up 2.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,986.00 (+2.23%)	$460,065 (-) Land $59,976 Building $400,089	$460,065 (-) Land $59,976 Building $400,089
2025	$2,921.00	$460,065 Land $59,976 Building $400,089	$460,065 Land $59,976 Building $400,089
2023		$346,298 Land $38,013 Building $308,285	$346,298 Land $38,013 Building $308,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Phifer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Phifer Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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