1409 Peppermill Ln, Champaign, IL 61822 Property Records

Champaign County property record for 1409 Peppermill Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Jun 2018)
Tax Bill	$10,212 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-356-030`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-356-030`

Exterior

Lot Area	7,218 sqft (0.166 acres)

Location & Zoning

Street Address	1409 PEPPERMILL LN
City	CHAMPAIGN
State	IL
Zip	61822-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 514 BOULDER RIDGE 5TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	BOULDER RIDGE 5TH SUB
Legal Lot Number	514
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2007
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 PEPPERMILL LN, CHAMPAIGN, IL 61822-2054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage FIRST FSB/CHAMPAIGN-URBANA
Jun 8, 2018	Trustee's Deed, Foreclosure · ARM BUSEY BANK
Sep 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20189409
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000009409
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1409 PEPPERMILL LN, CHAMPAIGN, IL 61822-2054
Document Number	0000004383
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 PEPPERMILL LN CHAMPAIGN IL 618222054, CHAMPAIGN, IL 61822-2054

Mortgage

Document Number	0000004383
Date	Mar 19, 2020
Instrument	4383

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate	3%

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 8, 2018
Property Address	1409 PEPPERMILL LN, CHAMPAIGN, IL 61822-2054
Document Number	0000009409
Map Reference	DOC2016R15967
Instrument Date	Jun 7, 2018
Instrument	2018R09409
Transaction Type	Foreclosure
Record Updated	Apr 28, 2022
Title Company	FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1409 PEPPERMILL LN, CHAMPAIGN, IL 61822-2054

Mortgage

Document Number	0000009410
Date	Jun 8, 2018
Instrument	2018R09410

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 13, 2017
Property Address	1409 PEPPERMILL LN, CHAMPAIGN, IL 61822-2054
Instrument Date	Aug 29, 2017
Instrument	17538
Transaction Type	Construction Loan
Record Updated	Oct 23, 2017
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	149 COUNTY ROAD 2300 N MAHOMET IL 618538902, MAHOMET, IL 61853-8902

Mortgage

Document Number	0000017538
Date	Sep 13, 2017
Instrument	17538

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 12, 2018

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,130 (+33.55%) Land $17,490 Building $120,640	$414,390 (+33.55%) Land $52,470 Building $361,920
2024	$10,212.00 (+13.99%)
2022	$8,959.00 Homeowner's exemption	$103,430 Land $13,100 Building $90,330	$310,290 Land $39,300 Building $270,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T, Volo.net Internet+Tech.

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