Cabarrus County property record for 1409 Overlea Pl NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,194 sqft · built 2016 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jun 2016) |
| Tax Bill | $4,268 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03016D0260.000000 |
| Primary APN | 03016D0260.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,194 sqft Living Area |
| Gross Area | 3,872 sqft |
| 1st Floor Area | 1,446 sqft |
| Upper Floors Area | 1,748 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 448 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 109401 |
|---|---|
| Street Address | 1409 OVERLEA PL NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 260 THE VILLAGES AT SKYBROOK NORTH PH 2 MAP 2 |
| Legal Subdivision | SKYBROOK VILLAGE |
| Legal Lot Number | 260 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 41304 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1409 OVERLEA PL NW, CONCORD, NC 28027-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on Record |
| Deed Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 201611983-0201 |
| Deed Book / Page | 11983 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1409 OVERLEA PL NW, CONCORD, NC 28027-8129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14919177 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 14919/177 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,240 (+59.85%) Land $110,000 Building $449,240 | ||
| 2024 | $559,240 (+59.85%) Land $110,000 Building $449,240 | ||
| 2023 | $4,268.00 | $349,850 Land $70,000 Building $279,850 | $349,850 Land $70,000 Building $279,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Google Fiber, Verizon, Windstream.
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