Shiawassee County property record for 1409 Olmstead St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,152 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2022) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-603-004-002-00 |
| Primary APN | 050-603-004-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 77 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1409 OLMSTEAD ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 11' LOT 3 & W 12 LOTS 1 & 2 BLK 4 M L STEWART & CO'S 3RD ADD ACT 135 OF 1976 |
| Legal Subdivision | STEWART & COS 3RD ADD |
| Legal Block | 4 |
| Legal Lot Number | 3,1-2 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30400 |
1409 Olmstead St is owned and occupied by an individual who bought it in July 2022.
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1409 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Oct 20, 2020 | Warranty Deed, Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Oct 20, 2020 · Amount on File |
| Deed Document Number | 20223362753 |
| Deed Book / Page | 1298 / 795 |
| Prior Transfer Date | Mar 25, 2013 |
| Prior Transfer Doc | 00118400912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 22, 2022 |
| Property Address | 1409 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0012980795 |
| Book / Page | 1298 / 795 |
| Map Reference | LB 1 PG 14 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 3362753 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 OLMSTEAD ST, 1409, OWOSSO, MI 48867-1453 |
| Name | Verified Name |
|---|---|
| Address | 1409 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0003362754 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 3362754 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 20, 2020 |
| Property Address | 1409 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0012740209 |
| Book / Page | 001274 / 000209 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 3337892 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $953.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 773 RAYMOND RD OWOSSO MI 488671512, OWOSSO, MI 48867-1512 |
| Document Number | 12740210 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 001274/000210 |
| Instrument | 3337893 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
The 2025 property tax bill for 1409 Olmstead St was $2,477 with a homeowner's exemption, up 4.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,100 (+11.6%) | $146,200 (+11.6%) | |
| 2025 | $2,477.00 (+4.91%) Homeowner's exemption | $65,500 | $131,000 |
| 2024 | $2,361.00 | ||
| 2023 | $2,361.00 Homeowner's exemption | $54,100 | $108,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1409 Olmstead St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1409 Olmstead St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures