1409 Old Bumpy Rd, Stillwater, OK 74074 Property Records

Payne County property record for 1409 Old Bumpy Rd, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,342 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Mar 2022)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N03E-22-3-00000-000-0504`

Property Details

APN / Parcel Number

Primary APN	`19N03E-22-3-00000-000-0504`
Alternative APNs	`600005148` `5148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,320 sqft

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5148
Street Address	1409 OLD BUMPY RD
City	STILLWATER
State	OK
Zip	74074-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-19N-03E C-504 (5ACM/L) N/2 SE/4 NE/4 SW/4
Legal Range	03E
Legal Township	19N
Legal Section	22
Legal Subdivision	19N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4016
Census Tract	11101

Owner

1409 Old Bumpy Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1409 OLD BUMPY RD, STILLWATER, OK 74074-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Deed Document Number	20222226
Deed Book / Page	2683 / 941
Last Transfer Date	Mar 7, 2024
Transfer Doc	0000001934
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 1, 2022
Property Address	1409 OLD BUMPY RD, STILLWATER, OK 74074-8509
Document Number	0026830941
Book / Page	2683 / 941
Instrument Date	Mar 1, 2022
Instrument	I-2022-002226
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 OLD BUMPY RD, STILLWATER, OK 74074-8509

Mortgage

Document Number	I2022002227
Date	Mar 1, 2022
Instrument	I-2022-002227

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Old Bumpy Rd was $4,152, up 0.5% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,442 (+7.11%) Land $14,285 Building $30,157	$389,844 Land $125,315 Building $264,529
2025	$4,152.00 (+0.51%)	$41,491 (-) Land $9,975 Building $31,516
2024	$4,131.00 (+2.35%)	$41,491 (+1.77%) Land $9,975 Building $31,516	$363,960 (+1.77%) Land $87,500 Building $276,460
2023	$4,036.00 (+49.93%)	$40,768 (+45.86%) Land $7,980 Building $32,788	$357,620 (+10.96%) Land $70,000 Building $287,620
2022	$2,692.00 Homeowner's exemption	$27,950 Land $6,503 Building $21,447	$322,300 Land $74,990 Building $247,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Old Bumpy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Old Bumpy Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20