1409 Ocio Dr, Laredo, TX 78045 Property Records

Webb County property record for 1409 Ocio Dr, Laredo, TX 78045 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2,613 sqft · built 2024
Lot Size0.194 acres (8,448 sqft)
Owner2 Individual Names on File
Last Sale$517,244 (Nov 2024)
Tax Bill$2,765 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN989-91005-020

Property Details

APN / Parcel Number

Primary APN989-91005-020
Alternative APN
  • 809563

Interior

Stories1 Story
Building Area2,613 sqft Living Area
Gross Area3,057 sqft
1st Floor Area2,613 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area8,448 sqft (0.194 acres)
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area380 sqft

Location & Zoning

Street Address1409 OCIO DR
CityLAREDO
StateTX
Zip78045-4288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LAS PALMAS SUBD. PHASE 2 BLK 5 LOT 2
Legal SubdivisionSAN ISIDRO NORTHEAST LAS PALMAS SUBD. PH
Legal Block5
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records · APN 989-91005-020

Assessment roll updated October 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1409 OCIO DR, LAREDO, TX 78045-4288
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · VA Mortgage
NEW AMERICAN FUNDING
Nov 22, 2024Deed of Trust, Mortgage · VA Mortgage
NEW AMERICAN FUNDING
Nov 22, 2024Vendor's Lien, Subdivision Related Transfer · VA Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Deed Document Number20241544396
Deed Book / Page5748 / 466
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateMay 29, 2026
Property Address1409 OCIO DR, LAREDO, TX 78045-4288
Document Number0001588931
Book / Page6048 / 530
Instrument DateMay 22, 2026
Instrument20261588931
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 OCIO DR, LAREDO, TX 78045-4288

Mortgage

Document Number0001588931,
DateMay 29, 2026
Book Page6048/530
Instrument20261588931
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2041
Interest
Rate5.58%
Max Rate-1%

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address1409 OCIO DR, LAREDO, TX 78045-4288
Transaction TypeMortgage
Record UpdatedNov 04, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address8603 NORTHRIDGE LOOP, LAREDO, TX 78045-7510

Mortgage

Document Number005748/449
DateNov 22, 2024
Book Page5748/449
Instrument1544395
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Address14511 MYFORD RD STE 100, TUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

November 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 22, 2024
Property Address1409 OCIO DR, LAREDO, TX 78045-4288
Document Number005748/466
Book / Page5748 / 466
Map ReferenceVOL 42 PG 3-6
Instrument DateNov 22, 2024
Instrument1544396
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 03, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 OCASO DR, LAREDO, TX 78045-4242

Mortgage

Document Number0001544395
DateNov 22, 2024
Instrument1544395
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,765.00$558,351 Land $163,469 Building $394,882$558,351 Land $163,469 Building $394,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 13% of Texas
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Spectrum, Smartcom Telephone. Availability varies by address; speeds are provider-advertised maximums, not measured.

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