Larimer County property record for 1409 Oak Dr, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,353 sqft · built 1985 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2019) |
| Tax Bill | $2,910 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 94141-13-004 |
| Primary APN | 94141-13-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0354139 |
|---|---|
| Old Parcel Number | 9414113004 |
| Street Address | 1409 OAK DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 7 NORTH PARK ADD 2ND, BER |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Quarter | NE |
| Legal Subdivision | NORTH PARK ADD |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 2700 |
1409 Oak Dr is owned and occupied by two individuals who bought it in October 2019.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 OAK DR, BERTHOUD, CO 80513-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 4, 2019 | Grant Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Mar 1, 2011 · Amount on File |
| Deed Document Number | 20190061123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1409 OAK DR, BERTHOUD, CO 80513-1024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1409 OAK DR, BERTHOUD, CO 80513-1024 |
| Document Number | 0000008819 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 20230008819 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Oct 4, 2019 |
| Property Address | 1409 OAK DR, BERTHOUD, CO 80513-1024 |
| Document Number | 0000061123 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 61123 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1409 OAK DR BERTHOUD CO 805131024, BERTHOUD, CO 80513-1024 |
| Document Number | 61124 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 61124 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
The 2025 property tax bill for 1409 Oak Dr was $2,910.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,910.00 | $28,757 Land $7,063 Building $21,694 | $460,100 Land $113,000 Building $347,100 |
| 2023 | $2,567.00 (+16.47%) | $31,369 (+36.44%) Land $2,546 Building $28,823 | $468,200 (+41.54%) Land $38,000 Building $430,200 |
| 2022 | $2,204.00 | $22,991 Land $2,641 Building $20,350 | $330,800 Land $38,000 Building $292,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1409 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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