Okeechobee County property record for 1409 NW 39th Cir, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1973 |
| Lot Size | 0.544 acres (23,697 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Mar 2015) |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 1-04-37-35-0020-00000-0790 |
| Primary APN | 1-04-37-35-0020-00000-0790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,583 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 23,697 sqft (0.544 acres) |
| Lot Dimensions | 237 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1409 NW 39TH CIR |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-1685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES HEIGHTS (PLAT BOOK 3 PAGE 46) LOT 79 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 04 |
| Legal Subdivision | WHISPERING PINES HEIGHTS |
| Legal Lot Number | 79 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 910201 |
1409 NW 39th Cir is owned and occupied by two individuals who acquired it in May 2020.
Source: Okeechobee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 NW 39TH CIR, OKEECHOBEE, FL 34972-1685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2015 · Amount on File |
| Deed Sale | Mar 30, 2015 · Amount on File |
| Prior Sale | Jan 20, 2015 |
| Deed Document Number | 20153093 |
| Deed Book / Page | 758 / 585 |
| Last Transfer Date | May 21, 2020 |
| Transfer Doc | 2020005172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 4, 2020 |
| Property Address | 1409 NW 39TH CIR, OKEECHOBEE, FL 34972-1685 |
| Document Number | 0000005172 |
| Instrument Date | May 21, 2020 |
| Instrument | 5172 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1409 NW 39TH CIR OKEECHOBEE FL 349721685, OKEECHOBEE, FL 34972-1685 |
The 2025 property tax bill for 1409 NW 39th Cir was $1,164 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,164.00 Homeowner's exemption | $69,719 | $148,936 Land $17,440 Building $131,496 |
| 2023 | $1,075.00 (+24.85%) Homeowner's exemption | $65,781 (+35.94%) | $147,722 (+42.86%) Land $16,350 Building $131,372 |
| 2022 | $861.00 Homeowner's exemption | $48,390 | $103,406 Land $16,350 Building $87,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 NW 39th Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 52 (2004–2021) |
| Claims Outside the SFHA | 3 of 52 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 NW 39th Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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