1409 Nutmeg Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1409 Nutmeg Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1980
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Aug 2019)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`497327A000`

Property Details

APN / Parcel Number

Primary APN	`497327A000`
Alternative APN	`3-0015-4963-00-0160.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	528 sqft
Finished Basement	449 sqft

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	11,250 sqft
Lot Dimensions	125 ft deep x 90 ft wide
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	497327A000
Old Parcel Number	497327A000
Street Address	1409 NUTMEG DR
City	SAINT CHARLES
State	MO
Zip	63303-6328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CINNAMON HILLS #1 LOT 160
Legal Range	04E
Legal Township	46N
Legal Subdivision	CINNAMON HILLS #1
Legal Lot Number	160
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311147

Owner

1409 Nutmeg Dr is owned and occupied by an individual who bought it in August 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1409 NUTMEG DR, SAINT CHARLES, MO 63303-6328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Prior Sale	Aug 13, 2014
Deed Document Number	0071271267
Deed Book / Page	7127 / 1267
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 21, 2019
Property Address	1409 NUTMEG DR, SAINT CHARLES, MO 63303-6328
Document Number	0000444040
Book / Page	7127 / 1267
Map Reference	MB 15 PG 30
Instrument Date	Aug 16, 2019
Instrument	20190821000444040
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 BRIARCLIFF, 13, SAINT LOUIS, MO 63124-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1409 NUTMEG DR, SAINT CHARLES, MO 63303-6328

Mortgage

Document Number	0071271269
Date	Aug 21, 2019
Instrument	7127/1269

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Nutmeg Dr was $2,537.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,537.00	$42,097	$221,561 Land $45,000 Building $176,561
2023		$40,042
2022			$210,747 Land $45,000 Building $165,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Nutmeg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Nutmeg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20