Pinellas County property record for 1409 Morrow Dr, Clearwater, FL 33756
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,126 sqft · built 1959 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-746-5203-3 |
| Primary APN | C62-000-746-5203-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,126 sqft Heated Area |
| 1st Floor Area | 1,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 114 ft deep x 73 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R248993 |
|---|---|
| Old Parcel Number | 152923221580000140 |
| Street Address | 1409 MORROW DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33756-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOUGLAS MANOR 1ST ADD LOT 14, DESC AS BEG AT SW COR OF 14 RUN E 56.9FT TH N74D18'58"E 59.30FT TH N 62.8FT TH W 114.26FT TH S |
| Legal Range | 15 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | DOUGLAS MANOR 1ST ADD |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 25501 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1409 MORROW DR, CLEARWATER, FL 33756-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| May 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| May 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 1998 |
| Deed Sale | Dec 4, 1998 |
| Deed Document Number | 0010326511 |
| Prior Transfer Date | Nov 10, 1998 |
| Prior Transfer Doc | 1029901384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1409 MORROW DR, CLEARWATER, FL 33756-2432 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1409 MORROW DR, CLEARWATER, FL 33756-2432 |
| Document Number | 0216002676 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 21600/2676 |
| Instrument | 2021212498 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 901 Months |
| Due | Jul 2, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.97% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 6.97% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1409 MORROW DR, CLEARWATER, FL 33756-2432 |
| Document Number | 0205431466 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1409 MORROW DR CLEARWATER FL 337562432, CLEARWATER, FL 33756-2432 |
| Document Number | 0205431466 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 020543/001466 |
| Instrument | 157084 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | May 19, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.67% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1409 MORROW DR, CLEARWATER, FL 33756-2432 |
| Document Number | 0205431452 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1409 MORROW DR CLEARWATER FL 337562432, CLEARWATER, FL 33756-2432 |
| Document Number | 0205431452 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 020543/001452 |
| Instrument | 157083 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.67% |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (+8.22%) Homeowner's exemption Widower's exemption | $101,825 (+5.99%) | $262,571 (+10.67%) Land $113,155 Building $149,416 |
| 2023 | $1,071.00 (-3.43%) Homeowner's exemption Widower's exemption | $96,073 (+3%) | $237,249 (+11.57%) Land $125,680 Building $111,569 |
| 2022 | $1,109.00 Homeowner's exemption Widower's exemption | $93,275 | $212,641 Land $125,903 Building $86,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 7 (1988–2025) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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