1409 McKinley Ave, Beloit, WI 53511 Property Records

Rock County property record for 1409 McKinley Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,021 sqft · built 1916
Lot Size	0.392 acres (17,076 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Sep 2021)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 12730521`

Property Details

APN / Parcel Number

Primary APN	`206 12730521`
Alternative APN	`12730521`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	17,076 sqft (0.392 acres)

Location & Zoning

Account Number	206 12730521
Street Address	1409 MCKINLEY AVE
City	BELOIT
State	WI
Zip	53511-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 5 BALMORAL HTS EX THE S 10 FT
Legal Subdivision	BALMORAL HTS
Legal Lot Number	5
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3002
Census Tract	1700

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 MCKINLEY AVE, BELOIT, WI 53511-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 14, 2018	Warranty Deed, Transfer · ARM FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	20212200573
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 30, 2021
Property Address	1409 MCKINLEY AVE, BELOIT, WI 53511-4140
Document Number	0002200573
Instrument Date	Sep 29, 2021
Instrument	2200573
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 MCKINLEY AVE, BELOIT, WI 53511-4140

Mortgage

Document Number	0002200574
Date	Sep 30, 2021
Instrument	2200574

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 14, 2018
Property Address	1409 MCKINLEY AVE, BELOIT, WI 53511-4140
Document Number	2109942
Instrument Date	Aug 2, 2018
Instrument	2109942
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 MCKINLEY AVE, BELOIT, WI 53511-4140

Mortgage

Document Number	0002109943
Date	Aug 14, 2018
Instrument	2109943

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (+26.54%) Homeowner's exemption	$150,000 (+20.48%) Land $31,200 Building $118,800	$164,700 (+16.31%)
2023	$1,831.00 Homeowner's exemption	$124,500 Land $27,200 Building $97,300	$141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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