1409 Lay St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1409 Lay St, Cedar Hill, TX 75104

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,100 sqft · built 2002
Lot Size0.182 acres (7,922 sqft)
OwnerTrust Name on File
Last Sale$131,900 (Feb 2007)
Tax Bill$7,965 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-00671-003-057-0000

Property Details

APN / Parcel Number

Primary APN16-00671-003-057-0000
Alternative APN
  • 160067100305700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,922 sqft (0.182 acres)
Lot Dimensions100 ft deep x 73 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number160067100305700
Street Address1409 LAY ST
CityCEDAR HILL
StateTX
Zip75104-8123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ236
Legal DescriptionCEDAR CREST PHASE 2B BLK 3 LT 57 INT20070045236 DD01312007 CO-DC 0067100305700 4CH00671003
Legal SubdivisionCEDAR CREST PHASE 2B
Legal Tract671
Legal Block3
Legal Lot Number57
JurisdictionDALLAS TX
Township / Civil DivisionSOUTHWEST DALLAS
Census Block Group2
Census Block2015
Census Tract16616

Owner

1409 Lay St is held in a trust since February 2007.

Source: Dallas County records, as of August 10, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 45144, LOS ANGELES, CA 90045-0144
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2007 · Amount on File
Deed SaleFeb 5, 2007 · Amount on File
Prior SaleJun 1, 2006
Deed Document Number200745236
Prior Transfer DateMay 2, 2006
Prior Transfer Doc0000167597
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address1409 LAY ST, CEDAR HILL, TX 75104-8123
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 45144, LOS ANGELES, CA 90045-0144

Mortgage

Document Number0000281653
DateSep 21, 2021
Instrument202100281653
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Lay St was $7,965 with an additional exemption, up 8.2% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDallas County
MunicipalityCedar Hill City
Unified School DistrictCedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,100 (-) Land $65,000 Building $267,100$332,100 (-) Land $65,000 Building $267,100
2025$7,965.00 (+8.18%)$332,100 Land $65,000 Building $267,100$332,100 Land $65,000 Building $267,100
2024$7,363.00 (+7.14%)
2023$6,872.00 (-4.24%)$295,660 Land $50,000 Building $245,660$295,660 Land $50,000 Building $245,660
2022$7,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Lay St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2004–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Lay St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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