Anne Arundel County property record for 1409 Larch Rd, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,736 sqft · built 1965 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Aug 2009) |
| Tax Bill | $4,264 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-750-01008005 |
| Primary APN | 04-750-01008005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 1,992 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 256 sqft |
| Deck Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 75001008005 |
|---|---|
| Street Address | 1409 LARCH RD |
| City | SEVERN |
| State | MD |
| Zip | 21144-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 137N SEVERNSIDES |
| Legal Subdivision | SEVERNSIDES |
| Legal Block | 1 |
| Legal Lot Number | 137N |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 740303 |
1409 Larch Rd is owned and occupied by two individuals who acquired it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 LARCH RD, SEVERN, MD 21144-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Jul 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EDUCATIONAL SYSTEMS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on File |
| Deed Sale | Aug 11, 2009 · Amount on File |
| Prior Sale | Nov 14, 2008 · Amount on File |
| Deed Document Number | 20095943 |
| Deed Book / Page | 21419 / 410 |
| Last Transfer Date | Jun 23, 2021 |
| Transfer Doc | 0371390214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1409 LARCH RD, SEVERN, MD 21144-1825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0400060269 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 40006/269 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 6, 2021 |
| Property Address | 1409 LARCH RD, SEVERN, MD 21144-1825 |
| Document Number | 0371390214 |
| Book / Page | 37139 / 214 |
| Map Reference | LB LNP 1657 FO 19 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1409 LARCH RD, SEVERN, MD 21144-1825 |
| Document Number | 0037139221 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 37139/221 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jul 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 7.12% |
The 2025 property tax bill for 1409 Larch Rd was $4,264 with a homeowner's exemption, up 2.1% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,267 (+5.32%) | $466,000 (+15.95%) Land $191,300 Building $274,700 | |
| 2025 | $4,264.00 (+2.11%) Homeowner's exemption | $401,900 Land $176,300 Building $225,600 | $401,900 Land $176,300 Building $225,600 |
| 2024 | $4,176.00 (+16.65%) | ||
| 2023 | $3,580.00 Homeowner's exemption | $364,767 | $401,900 Land $176,300 Building $225,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 Larch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 Larch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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