1409 Kay St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1409 Kay St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1970
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jun 2026)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01174-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-01174-0000-00001`
Alternative APNs	`130117400001` `00070568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00070568
Street Address	1409 KAY ST
City	FORKED RIVER
State	NJ
Zip	08731-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	120 X 100 2,3,4,5,6
Legal Subdivision	LAKE BARNEGATE ESTATES AMD
Legal Block	1174
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1013
Census Tract	732004

Owner

1409 Kay St is owned and occupied by an individual who bought it in June 2026.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 KAY ST, FORKED RIVER, NJ 08731-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 30, 2025	Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
Dec 30, 2025	Deed, Transfer UNKNOWN, COLLEGIATE TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Dec 30, 2025 · Amount on File
Deed Document Number	202647366
Deed Book / Page	20405 / 584
Prior Transfer Date	Dec 11, 2025
Prior Transfer Doc	0202420382
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 16, 2026
Property Address	1409 KAY ST, FORKED RIVER, NJ 08731-4009
Document Number	0000047366
Book / Page	20405 / 584
Instrument Date	Jun 8, 2026
Instrument	202647366
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,490.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1409 KAY ST, FORKED RIVER, NJ 08731-4009

Mortgage

Document Number	0000047367,
Date	Jun 16, 2026
Book Page	20405/589
Instrument	202647367

Lender

Name	ADVISORS MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 30, 2025
Property Address	1409 KAY ST, FORKED RIVER, NJ 08731-4009
Document Number	0202420382
Book / Page	20242 / 382
Instrument Date	Dec 11, 2025
Instrument	2025104451
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, COLLEGIATE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 AUSTIN AVE, OLD BRIDGE, NJ 08857-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 AUSTIN AVE, OLD BRIDGE, NJ 08857-1236

Mortgage

Document Number	2025104452
Date	Dec 30, 2025
Instrument	2025104452

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2027

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 30, 2025
Property Address	1409 KAY ST, FORKED RIVER, NJ 08731-4009
Document Number	0202420376
Book / Page	20242 / 376
Instrument Date	Dec 9, 2025
Instrument	2025104450
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, COLLEGIATE TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 AUSTH AVENUE, OLD BRIDGE, NJ 08857

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Kay St was $5,929, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,800 (-) Land $85,500 Building $131,300	$216,800 (-) Land $85,500 Building $131,300
2025	$5,929.00 (+7.94%)	$216,800 Land $85,500 Building $131,300	$216,800 Land $85,500 Building $131,300
2024	$5,493.00
2023		$216,800 Land $85,500 Building $131,300	$216,800 Land $85,500 Building $131,300
2022	$4,906.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1409 Kay St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Kay St is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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