1409 Jenny Ridge Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 1409 Jenny Ridge Ln, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,319 sqft · built 2004
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2017)
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0697.03-41-1054-000`

Property Details

APN / Parcel Number

Primary APN	`0697.03-41-1054-000`
Alternative APNs	`0697.03-41-1054 0305914` `0697411054` `0305914`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,319 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	27,007 sqft (0.62 acres)
Garage Area	576 sqft
Porch	Open Porch
Porch Area	110 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0305914
Street Address	1409 JENNY RIDGE LN
City	WILLOW SPRING
State	NC
Zip	27592-9087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO27 LEGACY AT FORTY TWO BM2002-1906
Legal Subdivision	LEGACY/FORTY 02
Legal Lot Number	27
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1007
Census Tract	52905

Owner

Source: Wake County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 JENNY RIDGE LN, WILLOW SPRING, NC 27592-9087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Book / Page	16990 / 303
Prior Transfer Date	Feb 21, 2014
Prior Transfer Doc	1558902148
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1409 JENNY RIDGE LN, WILLOW SPRING, NC 27592-9087
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 JENNY RIDGE LN, WILLOW SPRING, NC 27592-9087

Mortgage

Document Number	00020025/1
Date	Sep 29, 2025
Book Page	20025/1

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 7, 2017
Property Address	1409 JENNY RIDGE LN, WILLOW SPRING, NC 27592-9087
Document Number	169900303
Book / Page	016990 / 000303
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 JENNY RIDGE LN WILLOW SPRING NC 275929087, WILLOW SPRING, NC 27592-9087

Mortgage

Document Number	169900305
Date	Dec 7, 2017
Book Page	016990/000305

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (+40.4%)	$445,242 (+71.63%) Land $95,000 Building $350,242	$445,242 (+71.63%) Land $95,000 Building $350,242
2023	$2,042.00	$259,417 Land $28,000 Building $231,417	$259,417 Land $28,000 Building $231,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEGACY AT FORTY TWO S/D private · serves 211 people · EPA ID NC4092033
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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