1409 Jamestown Rd, Williamsburg, VA 23185 Property Records

James City County property record for 1409 Jamestown Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 414 sqft · built 2020
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2017)
Tax Bill	$4,559 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-1 04-0-0016-A`

Property Details

APN / Parcel Number

Primary APN	`48-1 04-0-0016-A`
Alternative APN	`13362`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	414 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Patio Area	593 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13362
Street Address	1409 JAMESTOWN RD
City	WILLIAMSBURG
State	VA
Zip	23185-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-16A S-1 BOZARTH-MAHONE
Legal Subdivision	BOZARTH AND MAHONE
Legal Lot Number	16A
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1009
Census Tract	80202

Owner

1409 Jamestown Rd is owned and occupied by two individuals who acquired it in March 2020.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1409 JAMESTOWN RD, WILLIAMSBURG, VA 23185-3218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2019	Deed of Trust, Mortgage · VA Mortgage FIDELITY BK
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	0000014268
Last Transfer Date	Mar 24, 2020
Transfer Doc	0000004360
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	1409 JAMESTOWN RD, WILLIAMSBURG, VA 23185-3218
Document Number	0000017520
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 JAMESTOWN RD WILLIAMSBURG VA 231853218, WILLIAMSBURG, VA 23185-3218

Mortgage

Document Number	0000017520
Date	Oct 16, 2020
Instrument	17520

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

Interest

Rate Type	Fixed Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 24, 2020
Property Address	1409 JAMESTOWN RD, WILLIAMSBURG, VA 23185-3218
Document Number	0000004360
Instrument Date	Mar 20, 2020
Instrument	4360
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 JAMESTOWN RD WILLIAMSBURG VA 231853218, WILLIAMSBURG, VA 23185-3218

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	1409 JAMESTOWN RD, WILLIAMSBURG, VA 23185-3218
Document Number	0000002342
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 JAMESTOWN RD WILLIAMSBURG VA 231853218, WILLIAMSBURG, VA 23185-3218

Mortgage

Document Number	0000002342
Date	Feb 19, 2019
Instrument	2342

Lender

Name	FIDELITY BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 19, 2017
Property Address	1409 JAMESTOWN RD, WILLIAMSBURG, VA 23185-3218
Document Number	0000014268
Instrument Date	Jul 13, 2017
Instrument	14268
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 JAMESTOWN RD WILLIAMSBURG VA 231853218, WILLIAMSBURG, VA 23185-3218

Mortgage

Document Number	14269
Date	Jul 19, 2017
Instrument	14269

Lender

Name	FIDELITY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Jamestown Rd was $4,559, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,559.00 (+6.42%)	$549,300 Land $72,500 Building $476,800	$549,300 Land $72,500 Building $476,800
2024	$4,284.00 (+12%)
2023	$3,825.00	$460,900 Land $72,500 Building $388,400	$460,900 Land $72,500 Building $388,400
2022	$3,825.00
2019	$3,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Jamestown Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Jamestown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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