1409 Guthrie Dr, Waco, TX 76710 Property Records

McLennan County property record for 1409 Guthrie Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1954
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-043701-004800-6`

Property Details

APN / Parcel Number

Primary APN	`48-043701-004800-6`
Alternative APNs	`4804370100480060111` `196108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft
Flooring	Wood

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Driveway	Concrete Driveway
Driveway Area	144 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Patio Area	266 sqft
Storage Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1409 GUTHRIE DR
City	WACO
State	TX
Zip	76710-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WEST CRESTVIEW LOT 31 BLOCK B ACRES .2204
Legal Subdivision	WEST CRESTVIEW
Legal Block	B
Legal Lot Number	31
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2001
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 GUTHRIE DR, WACO, TX 76710-4831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FROST BANK
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE OF CENTRAL TEXAS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014
Deed Sale	Dec 16, 2014
Deed Document Number	201437362
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1409 GUTHRIE DR, WACO, TX 76710-4831
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 GUTHRIE DR, WACO, TX 76710-4831

Mortgage

Document Number	0000003610
Date	Feb 5, 2026
Instrument	2026003610

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1409 GUTHRIE DR, WACO, TX 76710-4831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008770
Date	Mar 16, 2020
Instrument	2020008770

Lender

Name	MEMBERS CHOICE OF CENTRAL TEXAS FCU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,663 (+1%)	$182,140 (-5.36%) Land $26,496 Building $155,644
2025	$1,076.00 (-15.14%) Homeowner's exemption Senior Citizen's exemption	$162,421 (-10.59%) Land $24,100 Building $168,350	$192,450 (+5.95%) Land $24,100 Building $168,350
2024	$1,268.00 (-18.19%)
2023		$181,650 Land $24,100 Building $157,550	$181,650 Land $24,100 Building $157,550
2022	$1,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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