1409 Gerlar Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1409 Gerlar Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 1976
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Company Names on Record
Last Sale	$845,000 (Sep 2025)
Tax Bill	$8,768 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`282-273-19-00`

Property Details

APN / Parcel Number

Primary APN	`282-273-19-00`
Alternative APN	`2822832400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	2822832400
Street Address	1409 GERLAR LN
City	RAMONA
State	CA
Zip	92065-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM03511
Legal Subdivision	PARCEL MAP NO 3511
Legal Tract	3511
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 18, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Sep 26, 2025	Intrafamily Transfer, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Sep 26, 2025	Grant Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Jan 4, 2024	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 11, 2023	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CALIFORNIA
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Jan 4, 2024 · Amount on Record
Deed Document Number	2025269345
Prior Transfer Date	Sep 23, 2025
Prior Transfer Doc	0000269346
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Document Number	0000138881
Instrument Date	Apr 17, 2026
Instrument	2026138881
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1409 GERLAR LN, RAMONA, CA 92065-2631

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 GERLAR LN, RAMONA, CA 92065-2631

Mortgage

Document Number	0000100467
Date	Apr 18, 2025
Instrument	2025-0100467

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2025
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Document Number	0000269346
Map Reference	MAP 643
Instrument Date	Sep 25, 2025
Instrument	2025-0269346
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 GERLAR LN, RAMONA, CA 92065-2631

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2025
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Document Number	0000269345
Map Reference	MAP 643
Instrument Date	Sep 23, 2025
Instrument	2025-0269345
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1409 GERLAR LN, RAMONA, CA 92065-2631

Mortgage

Document Number	0000269347
Date	Sep 26, 2025
Instrument	2025-0269347

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2024
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Document Number	0000003028
Instrument Date	Dec 27, 2023
Instrument	2024-0003028
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1409 GERLAR LN, RAMONA, CA 92065-2631

Mortgage

Document Number	0000003029
Date	Jan 4, 2024
Instrument	2024-0003029

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2023
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Document Number	0000341008
Instrument Date	Dec 7, 2023
Instrument	2023-0341008
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Investor	Possibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2021
Property Address	1409 GERLAR LN, RAMONA, CA 92065-2631
Document Number	0000255161
Instrument Date	Mar 30, 2021
Instrument	2021-0255161
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1409 GERLAR LN, RAMONA, CA 92065-2631

Mortgage

Document Number	0000255162
Date	Apr 1, 2021
Instrument	2021-0255162

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$845,000 (+4.54%) Land $653,071 Building $191,929
2025	$8,768.00 (+1.35%)	$808,329 (+125.06%) Land $624,729 Building $183,600
2024	$8,651.00 (+126.53%)
2023	$3,819.00 (-3.34%)	$359,165 Land $115,856 Building $243,309
2022	$3,951.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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