1409 Gavilan Way, Millbrae, CA 94030 Property Records

San Mateo County property record for 1409 Gavilan Way, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,930 sqft · built 1963
Lot Size	0.307 acres (13,385 sqft)
Owner	2 Trust Names on File
Last Sale	$2,388,000 (Dec 2018)
Tax Bill	$31,959 (2025)
Deeds & Mortgages	Jun 2022 Transfer May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-441-260`

Property Details

APN / Parcel Number

Primary APN	`024-441-260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,930 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	13,385 sqft (0.307 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1409 GAVILAN WAY
City	MILLBRAE
State	CA
Zip	94030-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 26 BLK 40 MILLS ESTATE NO 24 RSM 56/40 42
Legal Subdivision	MILLS ESTATE NO 24
Legal Block	40
Legal Lot Number	26
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2008
Census Tract	604900

Owner

1409 Gavilan Way is owner-occupied and held in a trust since April 2022.

Source: San Mateo County records, as of August 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Intrafamily Transfer, Transfer
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 3, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA
Dec 27, 2018	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Apr 23, 2008 · Amount on File
Deed Document Number	2018101002
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000045066
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 2, 2022
Property Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843
Document Number	0000045066
Map Reference	MB 56 PG 40-42
Instrument Date	Apr 20, 2022
Instrument	2022-045066
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 GACILAN WAY, MILLBRAE, CA 94030-2843

Mortgage

Document Number	0000078217
Date	May 18, 2021
Instrument	2021-078217

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067048
Date	Aug 3, 2017
Instrument	2017-067048

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068120
Date	Aug 23, 2019
Instrument	2019-068120

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 27, 2018
Property Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843
Document Number	0000101002
Map Reference	MB 56 PG 40-42
Instrument Date	Dec 18, 2018
Instrument	2018-101002
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1409 GAVILAN WAY, MILLBRAE, CA 94030-2843

Mortgage

Document Number	0000101003
Date	Dec 27, 2018
Instrument	2018-101003

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Gavilan Way was $31,959.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,017,131 (+13.26%) Land $1,934,307 Building $1,082,824
2025	$31,959.00	$2,663,855 Land $1,896,380 Building $767,475
2023	$30,155.00 (+6.84%)	$2,560,417 Land $1,822,743 Building $737,674	$2,461,230
2022	$28,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Gavilan Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1989)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Gavilan Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile.

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