1409 Elm Ave E, Delano, MN 55328 Property Records

Wright County property record for 1409 Elm Ave E, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1981
Lot Size	0.278 acres (12,148 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Oct 2019)
Tax Bill	$3,568 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-039-005040`

Property Details

APN / Parcel Number

Primary APN	`107-039-005040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,065 sqft
Finished Basement	1,065 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,148 sqft (0.278 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1409 ELM AVE E
City	DELANO
State	MN
Zip	55328-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 COUNTY LINE ADDN LOT-004 BLOCK-005
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	COUNTY LINE ADDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	2
Census Block	2012
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 ELM AVE E, DELANO, MN 55328-9187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Quit Claim Deed, Transfer · Line of Credit HIGHLAND BANK
Oct 9, 2019	Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Feb 27, 1997 · Amount on Record
Deed Document Number	20191407790
Last Transfer Date	May 28, 2026
Transfer Doc	0001604770
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 11, 2026
Property Address	1409 ELM AVE E, DELANO, MN 55328-9187
Document Number	0001604770
Instrument Date	May 28, 2026
Instrument	20261604770
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1409 ELM AVE E, DELANO, MN 55328-9187

Mortgage

Document Number	0001604771,
Date	Jun 11, 2026
Instrument	20261604771

Lender

Name	HIGHLAND BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 9, 2019
Property Address	1409 ELM AVE E, DELANO, MN 55328-9187
Document Number	0001407790
Instrument Date	Oct 1, 2019
Instrument	1407790
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	RESULTS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 ELM AVE E, DELANO, MN 55328-9187

Mortgage

Document Number	0001407791
Date	Oct 9, 2019
Instrument	1407791

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,568.00 (-2.3%)	$326,400 (+2.38%) Land $75,500 Building $250,900	$326,400 (+2.38%) Land $75,500 Building $250,900
2025		$318,800 (-2.39%) Land $75,500 Building $243,300	$318,800 (-2.39%) Land $75,500 Building $243,300
2023	$3,652.00 (+16.68%)	$326,600 Land $79,500 Building $247,100	$326,600 Land $79,500 Building $247,100
2022	$3,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Midco, Verizon.

Nearby Properties on Elm Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures