1409 E Ridgewood St, Orlando, FL 32803 Property Records

Orange County property record for 1409 E Ridgewood St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,866 sqft · built 1947
Lot Size	0.141 acres (6,140 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Apr 2017)
Tax Bill	$6,315 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-3228-04-061`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-3228-04-061`
Alternative APNs	`292225322804061` `365042` `370320` `374712`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,866 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,140 sqft (0.141 acres)
Porch	Slab
Porch Area	218 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1409 E RIDGEWOOD ST
City	ORLANDO
State	FL
Zip	32803-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T
Legal Description	J E GROVES SUB F/62 THE E 45 FT LOT 6 BLK D
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	GROVES J E SUB
Legal Tract	3228
Legal Block	D
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1030
Census Tract	18400

Owner

1409 E Ridgewood St is owned and occupied by two individuals who bought it in April 2017.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 E RIDGEWOOD ST, ORLANDO, FL 32803-5448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Jun 24, 2015 · Amount on File
Deed Document Number	2017217445
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1409 E RIDGEWOOD ST, ORLANDO, FL 32803-5448
Document Number	0000037711
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 E RIDGEWOOD ST ORLANDO FL 328035448, ORLANDO, FL 32803-5448

Mortgage

Document Number	0000037711
Date	Jan 21, 2021
Instrument	37711

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 20, 2017
Property Address	1409 E RIDGEWOOD ST, ORLANDO, FL 32803-5448
Document Number	0000217445
Map Reference	MB F PG 62
Instrument Date	Apr 19, 2017
Instrument	20170217445
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,094.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 E RIDGEWOOD ST, 1409, ORLANDO, FL 32803-5448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E RIDGEWOOD ST, ORLANDO, FL 32803-5448

Mortgage

Document Number	0000217446
Date	Apr 20, 2017
Instrument	20170217446

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1409 E Ridgewood St was $6,315, up 3.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,198 (+2.7%)	$595,640 (-1.13%) Land $185,000 Building $410,640
2025	$6,315.00 (+3.49%) Homeowner's exemption	$381,887	$602,440 Land $185,000 Building $417,440
2024	$6,102.00 (+3.97%)
2023	$5,869.00 (+3%) Homeowner's exemption	$360,315 (+3%)	$554,448 (+14.77%) Land $185,000 Building $369,448
2022	$5,698.00 Homeowner's exemption	$349,820	$483,096 Land $170,000 Building $313,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 E Ridgewood St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 E Ridgewood St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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