Cuming County property record for 1409 E Ridge Rd, West Point, NE 68788
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,110 sqft · built 2023 |
| Lot Size | 3.12 acres (136,225 sqft) |
| Owner | Company Name on File |
| Last Sale | $497,500 (May 2026) |
| Tax Bill | $7,103 (2025) |
| Deeds & Mortgages | May 2026 Sale Jun 2022 Construction Loan + 5 more |
| APN | 0058362.00 |
| Primary APN | 0058362.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,110 sqft Living Area |
| 1st Floor Area | 3,110 sqft |
| Basement Area | 5,312 sqft |
| Unfinished Basement | 3,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 136,225 sqft (3.12 acres) |
| Garage Type | Mixed |
| Garage Area | 1,680 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 142 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1409 E RIDGE RD |
|---|---|
| City | WEST POINT |
| State | NE |
| Zip | 68788-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | WILDERNESS RIDGE SUB, A SUBD OF ADD J & PRT NW SW 36-22-6, (PRT ADD O), LT 8WPC |
| Legal Range | 06 |
| Legal Township | 22 |
| Legal Section | 36 |
| Legal Subdivision | WILDERNESS RIDGE SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | WEST POINT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 972800 |
1409 E Ridge Rd is owned by a company that bought it in May 2026.
Source: Cuming County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4407 W NORFOLK AVE, NORFOLK, NE 68701-9240 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage CHARTER WEST BANK |
| Aug 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Sep 1, 2023 | Deed, Transfer |
| Jul 14, 2021 | Warranty Deed, Transfer · Line of Credit CHARTER WEST BANK |
| Jul 1, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Jul 1, 2021 · Amount on File |
| Deed Document Number | 2026688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | May 21, 2026 |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Document Number | 0000000688 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026688 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $116,574.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4407 W NORFOLK AVE, NORFOLK, NE 68701-9240 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202200960 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 202200960 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Document Number | 0202301013 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 202301013 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Document Number | 0202501316 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 202501316 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Sep 1, 2023 |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Document Number | 0202301025 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 202301025 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 S MAIN ST, WEST POINT, NE 68788-1834 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Jul 14, 2021 |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Document Number | 0202101221 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202101221 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1827 HIGHWAY 32, WEST POINT, NE 68788-4511 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 306 TOWER LN, WEST POINT, NE 68788-2614 |
| Document Number | 0202101222 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 202101222 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Jul 1, 2021 |
| Property Address | 1409 E RIDGE RD, WEST POINT, NE 68788-2502 |
| Document Number | 0202101139 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 202101139 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $281.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1827 HIGHWAY 32, WEST POINT, NE 68788-4511 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 934 CENTENNIAL RD, WEST POINT, NE 68788-1117 |
The 2025 property tax bill for 1409 E Ridge Rd was $7,103, down 11.5% from the year before.
Source: Cuming County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cuming County |
| Municipality | West Point City |
| Unified School District | West Point Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996,490 (+6.4%) Land $118,145 Building $878,345 | $996,490 (+6.4%) Land $118,145 Building $878,345 | |
| 2025 | $7,103.00 (-11.51%) | $936,560 (+6.1%) Land $118,145 Building $818,415 | $936,560 (+6.1%) Land $118,145 Building $818,415 |
| 2024 | $8,027.00 (+37.66%) | $882,710 (+74.67%) Land $118,145 Building $764,565 | $882,710 (+74.67%) Land $118,145 Building $764,565 |
| 2023 | $5,831.00 | $505,360 Land $118,145 Building $387,215 | $505,360 Land $118,145 Building $387,215 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1409 E Ridge Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1409 E Ridge Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 63% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skywave Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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