1409 E Polk St, Harlingen, TX 78550 Property Records

Cameron County property record for 1409 E Polk St, Harlingen, TX 78550

Property Summary

Property Type	Commercial
Details	2 bd · 956 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$93,100 (Jun 2022)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257760-0040-016000`

Property Details

APN / Parcel Number

Primary APN	`257760-0040-016000`
Alternative APN	`83771`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	956 sqft Gross Area
1st Floor Area	956 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	6,000 sqft
Porch	Open Porch
Porch Area	388 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	1409 E POLK ST
City	HARLINGEN
State	TX
Zip	78550-7225
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HARLINGEN- WINDSOR PL LOT 16 BLK 4
Legal Subdivision	WINDSOR PLACE ADDITION (VOL 6 PG 21 MRCC
Legal Block	4
Legal Lot Number	16
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1015
Census Tract	11200

Owner

1409 E Polk St, a commercial property, is owned by an individual who bought it in June 2022.

Source: Cameron County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4708 HASTI JOY CT, BAKERSFIELD, CA 93309-4816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Vendor's Lien, Transfer · Seller Carry-Back MARIA RUIZ
Jun 1, 2021	Vendor's Lien, Transfer · Seller Carry-Back JULIAN N GONZALES ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on File
Deed Sale	Jun 20, 2022 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	202225396
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jun 20, 2022
Property Address	1409 E POLK ST, HARLINGEN, TX 78550-7225
Document Number	0202225396
Map Reference	VOL 6 PG 21
Instrument Date	Jun 20, 2022
Instrument	2022-25396
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 W FILMORE AVE, HARLINGEN, TX 78550-6646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 HASTI JOY CT, BAKERSFIELD, CA 93309-4816

Mortgage

Document Number	0202225397
Date	Jun 20, 2022
Instrument	2022-25397

Lender

Name	MARIA RUIZ
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	7 Months
Due	Jan 10, 2023

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jun 1, 2021
Property Address	1409 E POLK ST, HARLINGEN, TX 78550-7225
Document Number	0202124062
Map Reference	VOL 6 PG 21
Instrument Date	Jun 1, 2021
Instrument	2021-24062
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 E FLYNN AVE, HARLINGEN, TX 78550-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W FILMORE AVE, HARLINGEN, TX 78550-6646

Mortgage

Document Number	0202124063
Date	Jun 1, 2021
Instrument	2021-24063

Lender

Name	JULIAN N GONZALES ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	May 31, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1409 E Polk St was $1,834.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,715 (-) Land $45,150 Building $49,565	$94,715 (-) Land $45,150 Building $49,565
2025	$1,834.00	$94,715 Land $45,150 Building $49,565	$94,715 Land $45,150 Building $49,565
2023	$1,537.00 (-1.22%) Additional exemption filed	$77,513 Land $31,850 Building $45,663	$77,513 Land $31,850 Building $45,663
2022	$1,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 E Polk St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	13 (1980–2025)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Hurricane Dolly, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1409 E Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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