1409 E North St, Algona, IA 50511 Property Records

Kossuth County property record for 1409 E North St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,580 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$68,500 (Feb 2011)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Sep 2013 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-334-009`

Property Details

APN / Parcel Number

Primary APN	`22-01-334-009`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1409 E NORTH ST
City	ALGONA
State	IA
Zip	50511-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 193 CALLS ADD
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	193
Legal Lot Number	6
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2028
Census Tract	950500

Owner

Source: Kossuth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2016	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Sep 19, 2013	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Feb 17, 2026	Intrafamily Transfer, Transfer
Feb 22, 2011	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Oct 30, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2011 · Amount on Record
Deed Sale	Feb 22, 2011 · Amount on Record
Deed Document Number	2011594
Deed Book / Page	2011 / 594
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	02007/4365
Record Updated	Oct 29, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02016/1024
Date	Apr 4, 2016
Book Page	2016/1024
Instrument	2016 1024

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2046

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02013/3593
Date	Sep 19, 2013
Book Page	2013/3593
Instrument	2013 3593

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Feb 17, 2026
Property Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Document Number	002026/402
Book / Page	2026 / 402
Instrument Date	Feb 16, 2026
Instrument	2026 0402
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 E NORTH ST, ALGONA, IA 50511-2138

February 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Feb 22, 2011
Property Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Document Number	02011/0594
Book / Page	2011 / 0594
Instrument Date	Feb 22, 2011
Instrument	2011 0594
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Investor	Possibly a Property Investor

Mortgage

Document Number	0020110596
Date	Feb 22, 2011
Instrument	2011 0596

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

October 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Oct 30, 2007
Property Address	1409 E NORTH ST, ALGONA, IA 50511-2138
Document Number	02007/4365
Book / Page	2007 / 4365
Instrument Date	Oct 30, 2007
Instrument	2007 4365
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E NORTH ST, ALGONA, IA 50511-2138

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (+3.49%)	$231,250 (+11.15%) Land $19,800 Building $211,450
2024	$3,529.00 (+5.06%)
2023		$208,053 Land $17,160 Building $190,893	$208,053 (-10.03%) Land $17,160 Building $190,893
2021	$3,359.00		$231,250 Land $19,800 Building $211,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Algona Municipal Utilities Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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