Escambia County property record for 1409 E Leonard St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1946 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $717,500 (Dec 2025) |
| Tax Bill | $2,573 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-005-352 |
| Primary APN | 00-0S-00-9025-005-352 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Width | 40 ft Width |
| Porch | Unfinished Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 142965000 |
|---|---|
| Street Address | 1409 E LEONARD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LT 5 BLK 352 NEW CITY TRACT OR 9030 P 1321 CA 53 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 352 |
| Legal Lot Number | 5 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 802 |
Source: Escambia County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 13, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 3, 2024 | Deed of Trust, Mortgage · Commercial Mortgage SIMPLE LENDING RP LLC |
| Dec 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage RELIANCE MORTGAGE PARTNERS LLC |
| Aug 23, 2023 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2023 · Amount on Record |
| Deed Document Number | 202596300 |
| Deed Book / Page | 9422 / 876 |
| Last Transfer Date | Jan 21, 2026 |
| Transfer Doc | 0094461809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 13, 2026 |
| Property Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Document Number | 0094461809 |
| Book / Page | 9446 / 1809 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026011838 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 1010 GATEWAY BLVD #103 103, 103, WEST PALM BEACH, FL 33416 |
| Document Number | 0091971038 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 9197/1038 |
| Instrument | 2024066892 |
| Name | SIMPLE LENDING RP LLC |
|---|---|
| Address | STERLING, VA 20166 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Document Number | 0094220876 |
| Book / Page | 9422 / 876 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025096300 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,022.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 GATEWAY BLVD STE 103, 103, BOYNTON BEACH, FL 33426-8389 |
| Name | Verified Name |
|---|---|
| Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Document Number | 0009422878 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 9422/878 |
| Name | RELIANCE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 23, 2023 |
| Property Address | 1409 E LEONARD ST, PENSACOLA, FL 32503-4049 |
| Document Number | 0090301321 |
| Book / Page | 9030 / 1321 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023069139 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 8, 2023 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 GATEWAY BLVD STE 103, 103, BOYNTON BEACH, FL 33426-8389 |
| Document Number | 0090301322 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 9030/1322 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,573.00 (+14.61%) | $152,197 (+19.22%) Land $90,750 Building $61,447 | $152,197 (+19.22%) Land $90,750 Building $61,447 |
| 2024 | $2,245.00 (+1.72%) | ||
| 2023 | $2,207.00 (+13.01%) | $127,657 (+13.47%) | $127,657 (+13.47%) Land $71,390 Building $56,267 |
| 2022 | $1,953.00 | $112,504 | $112,504 Land $59,400 Building $53,104 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures