Oakland County property record for 1409 E Lake Dr, Novi, MI 48377
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,886 sqft · built 1990 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,320 (2025) |
| Deeds & Mortgages | Apr 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-22-02-329-026 |
| Primary APN | 50-22-02-329-026 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1409 E LAKE DR |
|---|---|
| City | NOVI |
| State | MI |
| Zip | 48377-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | T1N, R8E, SEC 2 CHAPMAN WALLED LAKE SUB LOTS 28 & 29, ALSO ALL OF VAC CHAPMANDR ADJ TO SAME |
| Legal Range | 08E |
| Legal Township | 01N |
| Legal Section | 02 |
| Legal Subdivision | WALLED LAKE SUB |
| Legal Lot Number | 28-29 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | NOVI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 136101 |
1409 E Lake Dr is owned and occupied by two individuals who acquired it in May 2004.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 E LAKE DR, NOVI, MI 48377-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 5, 2004 |
| Transfer Doc | 0334770766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1409 E LAKE DR, NOVI, MI 48377-2050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1409 E LAKE DR, NOVI, MI 48377-2050 |
| Document Number | 0000064153 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 52765/00337 |
| Instrument | 64153 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1409 E Lake Dr was $6,320 with a homeowner's exemption, up 21.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Novi City |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,320.00 (+21.33%) | ||
| 2024 | $5,209.00 (-1.57%) Homeowner's exemption | ||
| 2023 | $5,292.00 (+7.93%) Homeowner's exemption | $177,400 | $354,800 |
| 2022 | $4,903.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 E Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1409 E Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NOVI serves 56,780 people · EPA ID MI0004870 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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