1409 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1409 E Beach Dr, Oak Island, NC 28465 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1984
Square Footage2,448 sqft Heated Area
Lot Size50,965 sqft (1.17 acres)
Tax Bill$8,930.00 (2025)

Property Details

APN / Parcel Number

Primary APN235PD005
Alternative APNs
  • 205620807549
  • 30817010

Interior

Building Area2,448 sqft Heated Area
Gross Area3,192 sqft Gross Area
Stories1 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1984
Exterior MaterialWood Shingle Exterior
Construction TypeWood Construction
Fire Resistance ClassBuildings having wood or wood and steel frames.
Foundation TypeNo Foundation Foundation
Roof ConstructionWood Truss Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area50,965 sqft (1.17 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number30817010
Street Address1409 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6557
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionL-10-15 B-47 1.17AC ELB PLAT 2.5/139
Legal SubdivisionEAST LONG BEACH
Legal Block47
Legal Lot Number10-15
JurisdictionBRUNSWICK NC
Minor Civil DivisionSMITHVILLE
Census Blockgroup1
Census Block1034
Census Tract20314

Owner

Source: Brunswick County records · APN 235PD005

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1409 E BEACH DR, OAK ISLAND, NC 28465-6557
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2023Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Dec 10, 2019Deed of Trust, Mortgage
READYCAP LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2003
Deed SaleApr 01, 2003
Deed Book / Page1740 / 976
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address1409 E BEACH DR, OAK ISLAND, NC 28465-6557
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 E BEACH DR DER, OAK ISLAND, NC 28465-6557

Mortgage

Document Number0049950546
DateApr 04, 2023
Book Page4995/546
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address1409 E BEACH DR, OAK ISLAND, NC 28465-6557
Document Number0042870659
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1409 E BEACH DR OAK ISLAND NC 284656557, OAK ISLAND, NC 28465-6557

Mortgage

Document Number0042870659
DateDec 11, 2019
Book Page004287/000659
Lender
NameREADYCAP LNDG
AddressBERKELEY HEIGHTS, NJ 07922
Agreement
AmountAmount Recorded
Term300 Months
DueDec 10, 2044
Interest
Rate6.75%

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,930.00$2,337,580 (-) Land $1,675,000 Building $662,580$2,337,580 (-) Land $1,675,000 Building $662,580
2023$2,337,580 Land $1,675,000 Building $662,580$2,337,580 Land $1,675,000 Building $662,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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