Matagorda County property record for 1409 E Bayshore Dr, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,831 sqft · built 1950 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,600 (Jan 2016) |
| Tax Bill | $15,492 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1201-0030-000100 |
| Primary APN | 1201-0030-000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,831 sqft Living Area |
| Gross Area | 5,757 sqft |
| 1st Floor Area | 2,907 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 814 sqft |
| Porch | Porch |
| Porch Area | 1,111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1201-0030-000100 |
|---|---|
| Street Address | 1409 E BAYSHORE DR |
| City | PALACIOS |
| State | TX |
| Zip | 77465-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY FRONT S/D, BLOCK 3, LOT 1-4 + RESERVE, (INCLUDES .2858 AC RESIDUE), ACRES 2.2858 |
| Legal Subdivision | BAY FRONT SUB |
| Legal Block | 3 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | PALACIOS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 730600 |
1409 E Bayshore Dr is owned and occupied by two individuals who bought it in January 2016.
Source: Matagorda County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 E BAYSHORE DR, PALACIOS, TX 77465-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on File |
| Deed Sale | Jan 19, 2016 · Amount on File |
| Deed Document Number | 2016296 |
| Prior Transfer Date | Jan 15, 2016 |
| Prior Transfer Doc | 0000000296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Recording Date | May 11, 2026 |
| Property Address | 1409 E BAYSHORE DR, PALACIOS, TX 77465-9219 |
| Document Number | 0000002292 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20262292 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1409 E BAYSHORE DR, PALACIOS, TX 77465-9219 |
| Document Number | 0000002292, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20262292 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 1409 E BAYSHORE DR, PALACIOS, TX 77465-9219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16221 KOESTER ST, JERSEY VILLAGE, TX 77040-2820 |
| Document Number | 2023006949 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-006949 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2026 property tax bill for 1409 E Bayshore Dr was $15,492 with exemptions applied, up 51.9% from the year before.
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Matagorda County |
| Municipality | Palacios City |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,492.00 (+51.88%) Homeowner's exemption Senior Citizen's exemption | $728,610 (+9.71%) Land $121,970 Building $606,640 | $728,610 (+9.71%) Land $121,970 Building $606,640 |
| 2025 | $10,200.00 Homeowner's exemption Senior Citizen's exemption | $664,130 Land $121,970 Building $542,160 | $664,130 Land $121,970 Building $542,160 |
| 2023 | $602,960 Land $121,970 Building $480,990 | $602,960 Land $121,970 Building $480,990 | |
| 2022 | $5,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 E Bayshore Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 54 (1979–2025) |
| Claims Outside the SFHA | 35 of 54 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 E Bayshore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALACIOS serves 4,700 people · EPA ID TX1610004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
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