1409 Cypress Dr, El Centro, CA 92243 Property Records

Imperial County property record for 1409 Cypress Dr, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1959
Lot Size	0.181 acres (7,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2022)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`053-515-014-000`

Property Details

APN / Parcel Number

Primary APN	`053-515-014-000`
Alternative APNs	`0535151401` `05351514`

Interior

Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	7,885 sqft (0.181 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1409 CYPRESS DR
City	EL CENTRO
State	CA
Zip	92243-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 MONTE VISTA SUB NO 1 FM 1 19
Legal Subdivision	MONTE VISTA SUB NO 1
Legal Block	1
Legal Lot Number	4
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2001
Census Tract	11700

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage LOANCARE LLC
May 26, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERIFIRST FINANCIAL CORP
Feb 25, 2026	Intrafamily Transfer, Transfer
May 26, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERIFIRST FINANCIAL CORP
May 26, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERIFIRST FINANCIAL CORP
May 26, 2022	Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Mar 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2018	Quit Claim Deed, Transfer · Conventional with PMI CATHERINE POPESCO
Aug 11, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 27, 2017	Deed of Trust, Transfer · Conventional Mortgage STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	202211664
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	0000003957
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336

Mortgage

Document Number	0000002026
Date	Feb 12, 2026
Instrument	2026002026

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jun 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 S CHILLING AVE #31 31, 31, SAN DIEGO, CA 92126-5961

Mortgage

Document Number	0000011667
Date	May 26, 2022
Instrument	2022011667

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	362 Months
Due	Jul 16, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Feb 25, 2026
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Document Number	0000002696
Map Reference	MB 1 PG 19
Instrument Date	Feb 24, 2026
Instrument	2026002696
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1049 CYPRESS DR, EL CENTRO, CA 92243

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 SCHILLING AVE, SAN DIEGO, CA 92126-5967

Mortgage

Document Number	0000011666
Date	May 26, 2022
Instrument	2022011666

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	362 Months
Due	Jul 16, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 S CHILLING AVE #31 31, 31, SAN DIEGO, CA 92126-5961

Mortgage

Document Number	0000011667
Date	May 26, 2022
Instrument	2022011667

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	362 Months
Due	Jul 16, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	May 26, 2022
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Document Number	0000011664
Map Reference	MB 1 PG 19
Instrument Date	May 11, 2022
Instrument	2022011664
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336

Mortgage

Document Number	0000011665
Date	May 26, 2022
Instrument	2022011665

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000011666
Date	May 26, 2022
Instrument	2022011666

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	362 Months
Due	Jul 16, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Mar 6, 2019
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Document Number	0000003957
Instrument Date	Feb 27, 2019
Instrument	3957
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1837 LINCOLN BLVD SANTA MONICA CA 904044505, SANTA MONICA, CA 90404-4505

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 3, 2018
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Document Number	0000022364
Instrument Date	Sep 15, 2018
Instrument	22364
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 CYPRESS DR EL CENTRO CA 922434336, EL CENTRO, CA 92243-4336

Mortgage

Document Number	22365
Date	Dec 3, 2018
Instrument	22365

Lender

Name	CATHERINE POPESCO
Address	1837 LINCOLN BLVD, SANTA MONICA, CA 90404-4505
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 11, 2017
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Document Number	0000018106
Instrument Date	Aug 9, 2017
Instrument	18106
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 LINCOLN BLVD SANTA MONICA CA 904044505, SANTA MONICA, CA 90404-4505

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1409 CYPRESS DR, EL CENTRO, CA 92243-4336
Document Number	0000010628
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	835 VALLEYVIEW AVE EL CENTRO CA 922439125, EL CENTRO, CA 92243-9125

Mortgage

Document Number	0000010628
Date	May 8, 2017
Instrument	10628

Lender

Address	1404 KAMM RD, HOLTVILLE, CA 92250-9639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,910 (+2%) Land $81,181 Building $324,729
2025	$4,615.00 (+5.03%)	$397,952 (+4.04%) Land $79,590 Building $318,362
2024	$4,394.00 (-2.09%)
2023	$4,488.00 (+56.7%)	$382,500 Land $76,500 Building $306,000
2022	$2,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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