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  5. Co Rd 2405

1409 Co Rd 2405, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1409 Co Rd 2405, Tool, TX 75143

Property Summary

Property TypeMobile Home
Details1,456 sqft · built 2016
Lot Size2.03 acres (88,591 sqft)
Owner2 Individual Names on Record
Last Sale$132,400 (Apr 2019)
Tax Bill$374 (2024)
Deeds & MortgagesAug 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2775-0003-0200-60

Property Details

APN / Parcel Number

Primary APN2775-0003-0200-60
Alternative APNs
  • R000043806
  • 251255

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2018
Architectural StyleMobile Home
Roof MaterialMetal
Lot Area88,591 sqft (2.03 acres)
Lot Dimensions272 ft deep x 320 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number251255
Street Address1409 COUNTY ROAD 2405
CityTOOL
StateTX
Zip75143-8657
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLT 20 AB 360 G HANCOCK SUR, FOREST ACRES, BLK 3 LT 20, B/126
Legal SubdivisionFOREST ACRES
Legal Block3
Legal Lot Number20
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1074
Census Tract950801

Owner

Source: Henderson County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1409 COUNTY ROAD 2405, KEMP, TX 75143-8657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 1, 2019Vendor's Lien, Transfer
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2019 · Amount on Record
Deed SaleApr 1, 2019 · Amount on Record
Prior SaleOct 14, 2016 · Amount on Record
Deed Document Number20194262
Prior Transfer DateNov 2, 2010
Prior Transfer Doc0000015313
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address1409 COUNTY ROAD 2405, TOOL, TX 75143-8657
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyVYLLA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000012182
DateAug 18, 2020
Instrument2020-00012182
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateApr 1, 2019
Property Address1409 COUNTY ROAD 2405, TOOL, TX 75143-8657
Document Number201900004262
Map ReferenceCAB B SL 126
Instrument DateMar 29, 2019
Instrument2019-00004262
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyNOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 COUNTY ROAD 2405, TOOL, TX 75143-8657

Mortgage

Document Number201900004263
DateApr 1, 2019
Instrument2019-00004263
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,848 (+19.04%) Land $4,180 Building $82,668$86,848 (+19.04%) Land $4,180 Building $82,668
2024$374.00 (+9.04%)
2023$343.00 (-86.02%) Homeowner's exemption$72,959 Land $4,180 Building $68,779$72,959 Land $4,180 Building $68,779
2022$2,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
Brightspeed
DSL		80 / 10
AT&T
Fixed Wireless		25 / 3

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