1409 Chesapeake Dr, Odessa, FL 33556 Property Records

Pasco County property record for 1409 Chesapeake Dr, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,181 sqft · built 2021
Lot Size	1.11 acres (48,459 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,127 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan May 2020 Transfer
Flood Zone	Zone A (high risk)
APN	`35-26-17-0020-00000-0051`

Property Details

APN / Parcel Number

Primary APN	`35-26-17-0020-00000-0051`
Alternative APNs	`1726350020000000051` `1403804`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,181 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	959 sqft
Upper Floors Area	1,222 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,459 sqft (1.11 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	352 sqft

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1409 CHESAPEAKE DR
City	ODESSA
State	FL
Zip	33556-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1MH
Legal Description	LAKE ANNE ESTATES PB 3 PG 131 PORTION OF LOT 5 DESC AS COM SELY COR OF LOT 5 TH N37DEG02 0W 92.62 FT FOR POB TH N37DEG 020W 92.62FT TH S57DEG580W 564.6 FT MOL TO WATERS LAKE ANNE TH SELY ALG WATERS TO PT S57DEG580W(B1)485.8 FT MOL FROM POB TH N57DEG5
Legal Range	17E
Legal Township	26S
Legal Section	35
Legal Subdivision	LAKE ANNE ESTATES
Legal Tract	20
Legal Block	1
Legal Lot Number	5
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1010
Census Tract	31602

Owner

1409 Chesapeake Dr is owned and occupied by two individuals who acquired it in May 2020.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 CHESAPEAKE DR, ODESSA, FL 33556-3832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
May 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2020
Transfer Doc	0101063124
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1409 CHESAPEAKE DR, ODESSA, FL 33556-3832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HILLSBOROUGH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101523674
Date	Aug 6, 2020
Book Page	10152/3674
Instrument	2020128264

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	366 Months
Due	Feb 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	May 26, 2020
Property Address	1409 CHESAPEAKE DR, ODESSA, FL 33556-3832
Document Number	0101063124
Book / Page	010106 / 003124
Instrument Date	May 19, 2020
Instrument	82765
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 CHESAPEAKE DR ODESSA FL 335563832, ODESSA, FL 33556-3832

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Chesapeake Dr was $8,127 with a homeowner's exemption, up 2.3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,810 (+2.9%)	$599,002 (-0.56%) Land $283,301 Building $315,701
2025	$8,127.00 (+2.32%) Homeowner's exemption	$511,970 Land $283,301 Building $228,669	$602,375 Land $283,301 Building $319,074
2024	$7,943.00 (+3.67%)
2023	$7,662.00 (+11.06%) Additional exemption filed	$483,060 (+3%) Land $224,101 Building $258,959	$539,071 (+14.94%) Land $224,101 Building $314,970
2022	$6,899.00 Homeowner's exemption	$468,999 Land $188,101 Building $280,898	$468,999 Land $188,101 Building $280,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Chesapeake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	4 (1995–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Chesapeake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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