1409 Charnbrook Dr, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 1409 Charnbrook Dr, Johnsburg, IL 60051

Property Summary

Property TypeSingle Family Home
Details2,164 sqft · built 1985
Lot Size1.01 acres (44,261 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-18-453-008

Property Details

APN / Parcel Number

Primary APN10-18-453-008

Interior

Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,164 sqft Living Area
Gross Area3,256 sqft
1st Floor Area1,284 sqft
Basement Area916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area44,261 sqft
Garage Area353 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area576 sqft
PorchPorch
Porch Area272 sqft
Deck Area314 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1409 CHARNBROOK DR
CityJOHNSBURG
StateIL
Zip60051-9636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 902538 LT 40 CHAPEL HILL ESTATES UNIT 2
Legal Range09E
Legal Township45N
Legal Section18
Legal SubdivisionCHAPEL HILL ESTATES
Legal Block453
Legal Lot Number40
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1036
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1409 CHARNBROOK DR, JOHNSBURG, IL 60051-9636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateJun 23, 2026
Property Address1409 CHARNBROOK DR, JOHNSBURG, IL 60051-9636
Document Number0000017604
Instrument DateJun 17, 2026
Instrument202617604
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 CHARNBROOK DR, JOHNSBURG, IL 60051-9636

Mortgage

Document Number0000017604,
DateJun 23, 2026
Instrument202617604
Lender
NameGUARANTEED RATE
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption Additional exemption filed$115,863 Land $20,229 Building $95,634$347,589 Land $60,687 Building $286,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charnbrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number