1409 Chance Ct, Adel, IA 50003 Property Records

Dallas County property record for 1409 Chance Ct, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,888 sqft · built 1964
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2018)
Tax Bill	$4,228 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-29-360-008`

Property Details

APN / Parcel Number

Primary APN	`11-29-360-008`
Alternative APNs	`000001129360008` `540001129360008`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	600 sqft
Unfinished Basement	688 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	540001129360008
Street Address	1409 CHANCE CT
City	ADEL
State	IA
Zip	50003-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANCE COURT LOT 25
Legal Range	27W
Legal Township	79N
Legal Section	29
Legal Subdivision	CHANCE COURT ADDITION
Legal Tract	2018-18694
Legal Lot Number	25
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2077
Census Tract	50700

Owner

Source: Dallas County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1409 CHANCE CT, ADEL, IA 50003-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST AMERICAN BK/VA
Oct 2, 2018	Warranty Deed, Transfer · VA Mortgage IOWA BANKERS MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Book / Page	2018 / 18694
Prior Transfer Date	Jan 9, 2007
Prior Transfer Doc	0000000485
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1409 CHANCE CT, ADEL, IA 50003-1619
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202405563
Date	Apr 23, 2024
Instrument	2024-05563

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1409 CHANCE CT, ADEL, IA 50003-1619
Document Number	0000011498
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 CHANCE CT ADEL IA 500031619, ADEL, IA 50003-1619

Mortgage

Document Number	0000011498
Date	Jul 10, 2019
Instrument	11498

Lender

Name	FIRST AMERICAN BK/VA
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Oct 2, 2018
Property Address	1409 CHANCE CT, ADEL, IA 50003-1619
Document Number	0000018694
Instrument Date	Sep 24, 2018
Instrument	18694
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1409 CHANCE CT ADEL IA 500031619, ADEL, IA 50003-1619

Mortgage

Document Number	18696
Date	Oct 2, 2018
Instrument	18696

Lender

Name	IOWA BANKERS MTG
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,980 (+4.25%) Land $40,000 Building $213,980	$253,980 (+4.25%) Land $40,000 Building $213,980
2024	$4,228.00 (-1.63%)
2023		$243,630 Land $40,000 Building $203,630	$243,630 Land $40,000 Building $203,630
2022	$4,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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