1409 Center St, Peru, IL 61354 Property Records

LaSalle County property record for 1409 Center St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1880
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Dec 2023)
Tax Bill	$737 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-16-331-009`

Property Details

APN / Parcel Number

Primary APN	`17-16-331-009`
Alternative APN	`16-16-354-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	1409 CENTER ST
City	PERU
State	IL
Zip	61354-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF PERU, E40' LT 7 BLK 7 SEC 16-33-1
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	PERU (ORIGINAL TOWN)
Legal Block	7
Legal Lot Number	7
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1037
Census Tract	963200

Owner

1409 Center St is owned and occupied by an individual who bought it in December 2023.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1409 CENTER ST, PERU, IL 61354-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Deed Document Number	202312656
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 1, 2023
Property Address	1409 CENTER ST, PERU, IL 61354-3608
Document Number	0202312656
Instrument Date	Nov 27, 2023
Instrument	2023-12656
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 CENTER ST, PERU, IL 61354-3608

Mortgage

Document Number	0202312657
Date	Dec 1, 2023
Instrument	2023-12657

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$737.00		$97,179 (+111.47%) Land $7,431 Building $89,748
2023		$15,318 (+7.59%) Land $2,273 Building $13,045	$45,954 (+7.59%) Land $6,819 Building $39,135
2022		$14,238 Land $2,113 Building $12,125	$42,714 Land $6,339 Building $36,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	43 (1979–2026)
Claims Outside the SFHA	15 of 43
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 5 claims Severe Storms & Flooding, Mar 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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