1409 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 1409 Cedar St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1935
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,631 (Sep 2026)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9525-003-0032-05`

Property Details

APN / Parcel Number

Primary APN	`9525-003-0032-05`
Alternative APN	`92501`

Interior

Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9525-003-0032-05
Street Address	1409 CEDAR ST
City	BONHAM
State	TX
Zip	75418-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T E KENNEDY ADDN, BLOCK PT 3
Legal Subdivision	T E KENNEDY ADDITION
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1006
Census Tract	950401

Owner

Source: Fannin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 CEDAR ST, BONHAM, TX 75418-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	20266053
Prior Transfer Date	Sep 28, 2012
Prior Transfer Doc	1637/0497
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Sep 15, 2026
Property Address	1409 CEDAR ST, BONHAM, TX 75418-2507
Document Number	0000006053
Instrument Date	Sep 9, 2026
Instrument	20266053
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 CEDAR ST, BONHAM, TX 75418-2507

Mortgage

Document Number	0000006054,
Date	Sep 15, 2026
Instrument	20266054

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000006055,
Date	Sep 15, 2026
Instrument	20266055

Lender

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00 (+285.38%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$109,210 (+0.9%) Land $41,180 Building $68,030	$109,210 (+0.9%) Land $41,180 Building $68,030
2024	$465.00 (+25%)
2023		$108,240 Land $33,760 Building $74,480	$108,240 Land $33,760 Building $74,480
2018	$372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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