1409 Campbell St, Mobile, AL 36604 Property Records

Mobile County property record for 1409 Campbell St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022907250006022`

Property Details

APN / Parcel Number

Primary APN	`R022907250006022`
Alternative APNs	`29 07 25 0 006 022.XXX` `00810484` `810484`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	164 ft deep x 63 ft wide

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	810484
Street Address	1409 CAMPBELL ST
City	MOBILE
State	AL
Zip	36604-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON S/S CAMPBELL ST 177 FT(S) ELY OF LAFAYETTE ST THEN ELY ALG S/S OF CAMPBELL ST 64 FT(S) THEN S 164 FT(S) THEN WLY & PAR
Legal Range	04S
Legal Township	04S
Legal Section	25
Legal Subdivision	CAMPBELL
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2003
Census Tract	901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lafayette Heights Historic District listed 2014 · 231 contributing resources · NRIS 14001004

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1409 Campbell St is owned and occupied by two individuals who bought it in September 2020.

Source: Mobile County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 CAMPBELL ST, MOBILE, AL 36604-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES INC
Oct 16, 2017	Loan Modification, Mortgage COMMUNITY BK
Mar 22, 2017	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Mar 22, 2017 · Amount on File
Deed Document Number	202058282
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 23, 2020
Property Address	1409 CAMPBELL ST, MOBILE, AL 36604-2202
Document Number	0000058282
Instrument Date	Sep 3, 2020
Instrument	2020058282
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17325 AUILLA LN, 17325, OKLAHOMA CITY, OK 73170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1409 CAMPBELL ST, MOBILE, AL 36604-2202

Mortgage

Document Number	0000058283
Date	Sep 23, 2020
Instrument	2020058283

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	1409 CAMPBELL ST, MOBILE, AL 36604-2202
Document Number	0000062930
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 TWIN BRANCH DR VESTAVIA AL 352262433, VESTAVIA, AL 35226-2433

Mortgage

Document Number	0000062930
Date	Nov 3, 2017
Book Page	007573/000402
Instrument	62930

Lender

Name	COMMUNITY BK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 22, 2017
Property Address	1409 CAMPBELL ST, MOBILE, AL 36604-2202
Document Number	0000015898
Book / Page	7489 / 1098
Instrument Date	Mar 17, 2017
Instrument	2017015898
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 OAK FOREST CT, 1604, MOBILE, AL 36609-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	31 MCPHILLIPS AVE, MOBILE, AL 36604-2148

Mortgage

Document Number	0000015899
Date	Mar 22, 2017
Instrument	2017015899

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Campbell St was $1,242 with a homeowner's exemption, up 5.3% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (+5.34%) Homeowner's exemption	$20,450 (+4.98%) Land $3,500 Building $16,950	$204,500 (+4.98%) Land $35,000 Building $169,500
2024	$1,179.00 (+15.7%) Homeowner's exemption	$19,480 (+14.86%) Land $3,600 Building $15,880	$194,800 (+14.86%) Land $36,000 Building $158,800
2023	$1,019.00 (+20.73%) Homeowner's exemption	$16,960 (+19.52%) Land $2,940 Building $14,020	$169,600 (+19.52%) Land $29,400 Building $140,200
2022	$844.00 Homeowner's exemption	$14,190 Land $1,160 Building $13,030	$141,900 Land $11,600 Building $130,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1409 Campbell St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Campbell St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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