1409 Bradley Dr, Monroe, NC 28112 Property Records

Union County property record for 1409 Bradley Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1996
Lot Size	1.09 acres (47,742 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2020)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-384-037`

Property Details

APN / Parcel Number

Primary APN	`09-384-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,742 sqft (1.09 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1409 BRADLEY DR
City	MONROE
State	NC
Zip	28112-7597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	P/#16 CORINTH HILLS OPCD702
Legal Subdivision	CORINTH HILLS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	21005

Owner

1409 Bradley Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 20, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 21, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2018	Quit Claim Deed, Transfer Quitclaim
May 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Prior Sale	May 27, 1998 · Amount on File
Deed Document Number	202017565
Deed Book / Page	7675 / 500
Prior Transfer Date	Apr 9, 2020
Prior Transfer Doc	7633569
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8312378
Date	Nov 15, 2021
Book Page	8312/378
Instrument	54050

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Document Number	7723253
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 BRADLEY DR MONROE NC 281127597, MONROE, NC 28112-7597

Mortgage

Document Number	7723253
Date	Jul 1, 2020
Book Page	007723/000253
Instrument	24241

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 21, 2020
Property Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Document Number	7675500
Book / Page	007675 / 000500
Instrument Date	May 20, 2020
Instrument	17565
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 BRADLEY DR MONROE NC 281127597, MONROE, NC 28112-7597

Mortgage

Document Number	7675503
Date	May 21, 2020
Book Page	007675/000503
Instrument	17566

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Apr 9, 2020
Property Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Document Number	7633569
Book / Page	007633 / 000569
Instrument Date	Apr 9, 2020
Instrument	11958
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 BRADLEY DR MONROE NC 281127597, MONROE, NC 28112-7597

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Oct 23, 2018
Property Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Document Number	7256497
Book / Page	007256 / 000497
Instrument Date	Oct 18, 2018
Instrument	29750
Transaction Type	Transfer
Record Updated	Nov 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1409 BRADLEY DR MONROE NC 281127597, MONROE, NC 28112-7597

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	May 31, 2018
Property Address	1409 BRADLEY DR, MONROE, NC 28112-7597
Document Number	7167187
Book / Page	007167 / 000187
Instrument Date	May 31, 2018
Instrument	14801
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 BRADLEY DR MONROE NC 281127597, MONROE, NC 28112-7597

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Bradley Dr was $2,047.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,200 (-) Land $69,400 Building $355,800	$425,200 (-) Land $69,400 Building $355,800
2025	$2,047.00	$425,200 Land $69,400 Building $355,800	$425,200 Land $69,400 Building $355,800
2023	$1,451.00	$228,800 Land $40,500 Building $188,300	$228,800 Land $40,500 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Bradley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Bradley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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