Cooke County property record for 1409 Belcher St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 938 sqft · built 1943 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,725 (Nov 2021) |
| Tax Bill | $2,565 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2315-000-00013 |
| Primary APN | 2315-000-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 938 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 938 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Rolled Roofing |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Storage Building | 80 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Central |
| Account Number | 2315-000-00013 |
|---|---|
| Street Address | 1409 BELCHER ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GILHAUSEN; LOT 13 |
| Legal Subdivision | GILHAUSEN |
| Legal Lot Number | 13 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 600 |
1409 Belcher St is owned by two individuals who bought it in November 2021.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5644 FOSSIL RDG, SANGER, TX 76266-5162 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Deed Document Number | 202110452 |
| Deed Book / Page | 2467 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Nov 19, 2021 |
| Property Address | 1409 BELCHER ST, GAINESVILLE, TX 76240-3549 |
| Document Number | 002467/838 |
| Book / Page | 2467 / 838 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 10452 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | HOWETH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 WHEELER CREEK CT, GAINESVILLE, TX 76240-4521 |
| Name | Verified Name |
|---|---|
| Address | 5644 FOSSIL RDG, SANGER, TX 76266-5162 |
| Document Number | 0000010453 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 10453 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 1409 Belcher St was $2,565, up 9.4% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,565.00 (+9.43%) | $122,589 (+9.41%) Land $20,350 Building $102,239 | $122,589 (+9.41%) Land $20,350 Building $102,239 |
| 2025 | $2,344.00 (+10.41%) | $112,044 Land $20,350 Building $91,694 | $112,044 Land $20,350 Building $91,694 |
| 2024 | $2,123.00 | ||
| 2023 | $114,255 Land $18,500 Building $95,755 | $114,255 Land $18,500 Building $95,755 | |
| 2022 | $2,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 Belcher St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 Belcher St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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