1409 Beaver St, Dearborn, MI 48128 Property Records

Wayne County property record for 1409 Beaver St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,648 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jan 2020)
Tax Bill	$20,923 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-32-011`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-32-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,648 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	133 ft deep x 78 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1409 BEAVER ST
City	DEARBORN
State	MI
Zip	48128-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 223 AND 224 HERNDONS DEARBORN GOLF CLUB PARK SUB
Legal Subdivision	HERNDONS DEARBORN GOLF CLUB PARK
Legal Lot Number	223-224
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2028
Census Tract	579900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 BEAVER ST, DEARBORN, MI 48128-1452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	20206579
Deed Book / Page	55505 / 1486
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1409 BEAVER ST, DEARBORN, MI 48128-1452
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 CHASE RD, DEARBORN, MI 48126-2138

Mortgage

Document Number	0562881092
Date	Dec 22, 2020
Book Page	56288/1092
Instrument	2021013446

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.9%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.9%
Index	1-Year LIBOR
Margin	3
Max Rate	6.9%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1409 BEAVER ST, DEARBORN, MI 48128-1452
Document Number	0552770838
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 BEAVER ST DEARBORN MI 481281452, DEARBORN, MI 48128-1452

Mortgage

Document Number	0552770838
Date	Sep 17, 2019
Book Page	055277/000838
Instrument	265701

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 8, 2020
Property Address	1409 BEAVER ST, DEARBORN, MI 48128-1452
Document Number	0555051486
Book / Page	055505 / 001486
Instrument Date	Apr 15, 2019
Instrument	6579
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1409 BEAVER ST DEARBORN MI 481281452, DEARBORN, MI 48128-1452

Mortgage

Document Number	552770838
Date	Jan 8, 2020
Book Page	055277/000838
Instrument	265701

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,700 (-14.39%)	$1,103,400 (-14.39%)
2025	$20,923.00 (+35.19%) Homeowner's exemption	$644,400 (+78.36%)	$1,288,800 (+78.36%)
2023	$15,477.00 (+176.13%) Homeowner's exemption	$361,300	$722,600
2019	$5,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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