Palm Beach County property record for 1409 40th St, West Palm Beach, FL 33407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1969 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Feb 2025) |
| Tax Bill | $5,228 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-43-43-05-02-009-0060 |
| Primary APN | 74-43-43-05-02-009-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,286 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 115 ft deep x 109 ft wide |
| Garage Area | 312 sqft |
| Porch | Enclosed Porch |
| Porch Area | 214 sqft |
| Patio Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1409 40TH ST |
|---|---|
| City | WEST PALM BEACH |
| State | FL |
| Zip | 33407-3637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF7 |
| Legal Description | REPL OF BLKS 6~ 7~ 8 & 9 OF PL1 WESTFIELD LT 6 BLK 9 |
| Legal Range | 43E |
| Legal Township | 43S |
| Legal Section | 05 |
| Legal Subdivision | REPL OF BLKS 6, 7, 8 & 9 WESTFIELD |
| Legal Block | 8,9,PL1 |
| Legal Lot Number | 6 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | WEST PALM BEACH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1801 |
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 10, 2021 | Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Dec 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 20250055749 |
| Deed Book / Page | 35557 / 526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Feb 18, 2025 |
| Property Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 0355570526 |
| Book / Page | 35557 / 526 |
| Map Reference | MB 26 PG 151 |
| Instrument Date | Feb 6, 2025 |
| Instrument | 20250055749 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NEW PATH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 953 W 3RD ST, RIVIERA BEACH, FL 33404-7813 |
| Name | Verified Name |
|---|---|
| Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 0355570528 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 35557/528 |
| Instrument | 20250055750 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Nov 10, 2021 |
| Property Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 0330430056 |
| Book / Page | 33043 / 56 |
| Map Reference | MB 26 PG 151 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 20210518508 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,432.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2325 FLAMINGO RD, 2325, WEST PALM BEACH, FL 33410-1304 |
| Name | Verified Name |
|---|---|
| Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 3304358 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 33043/58 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 0303400733 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1409 40TH ST WEST PALM BEACH FL 334073637, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 0303400733 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 030340/000733 |
| Instrument | 1017 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 7, 2017 |
| Property Address | 1409 40TH ST, WEST PALM BEACH, FL 33407-3637 |
| Document Number | 0289331863 |
| Book / Page | 028933 / 001863 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 79877 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1409 40TH ST WEST PALM BEACH FL 334073637, WEST PALM BEACH, FL 33407-3637 |
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | West Palm Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,228.00 (-20.64%) Homeowner's exemption | $283,465 (+5.99%) | $298,606 (+8.56%) Land $135,000 Building $163,606 |
| 2023 | $6,588.00 (+35.39%) Homeowner's exemption | $267,452 (+3%) | $275,054 (+5.93%) Land $120,000 Building $155,054 |
| 2022 | $4,866.00 Homeowner's exemption | $259,662 Land $130,000 Building $129,662 | $259,662 Land $130,000 Building $129,662 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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